₹ 63.76


₱ 51.07


Mex$ 18.76


TransferWise is a fast, award-winning money transfer company built for lives without borders and dedicated to making the remittance process quick and easy for its users. TransferWise allows people to send money to 55 countries worldwide, including India, the USA, the United Kingdom, and many countries in Europe. TransferWise don’t hide a markup in the exchange rate you see and give you the true, mid-market exchange rate - independently provided by Reuters - plus a fair, low cost fee that’s clear and upfront.  

Founded in London and launched back in 2011, TransferWise has attracted world renowned investors and gained countless awards for its innovation in the money transfer industry. TransferWise operates in the US through licensed banking partners who are registered with FinCEN, the US Treasury Department that supervises financial institutions for compliance. TransferWise has become one of the leading money transfer companies thanks to its convenient online platform and upfront cheap fees, never charging any hidden fees in the exchange rate.

Due to this, TransferWise is trusted as a transparent and reliable money transfer company. Using the real exchange rate and removing all extraneous fees, TransferWise allows their customers the ability to send money abroad at the lowest possible cost.  

What's Good About TransferWise

Provides Mid-Market Exchange Rate independently provided by Reuters and free from markups.
Customers have transferred $5bn using the platform - an approach that has put over $200m back in their pockets
FAST Transfers with NO Hidden Charges


Please Note: With a straightforward money transfer process, users can expect a transfer time of 1 to 2 working days. Sometimes the transaction does take longer, due to TransferWise’s thorough account verification process, the currencies involved and Upload Money method chosen (as well as bank holidays etc.). As long as TransferWise receives the USD deposit in the first 24 hours from order setup, the USD exchange rate is fixed for your transfer. With ACH Bank Debit payments, the rate stays locked beyond 24 hours providing a 'successful' attempt is made within the first 24 hours.
To learn more, visit Understanding Why does it take Longer to Send Money Overseas?


FEATURES (Currently showing rates for USA to INR change )

Today's Rate
$ Amount
₹ Exchange Rate
$0 - $36000
Exchange Rate Type
The rate-lock with transfers from the US applies for 24 hours starting the moment the transfer has been set up. If during these 24 hours funds arrive (if customer sends the funds via domestic wire) or a connection to the bank is made (if customer uses ACH Direct Debit) the starting rate (the mid-market rate at the moment of transfer set up) will be used. If the funds don't arrive or no connection to the bank is made in 24 hours, the current mid-market rate at the moment of conversion will be used.
Transfer Fee
Bank Account
$ Amount
₹ Fee
Up to $36000
Transfer Time
Bank Deposit
2 Days
Transfer Type
  • ACH Transfer
  • Wire Transfer
Daily Transfer Limit
₹100 million to private customers
₹1.5 million to businesses
Customer Service Info
Mon -Fri 9:00am - 5:00pm (EST)
Company Headquarter
London, UK
Company Type
Remittance Providers
Mobile App
Company Established
Text Update (SMS)
Email Updates
Provider's FAQs
Referral Program
Key Feature
Send Money easily and quickly with low cost money transfers and no hidden fees in the exchange rate.
Document Requirements
Verification could be triggered. If so, prepare to send a copy of ID and any document that can provide proof of address.


TransferWise is an online international money transfer company that allows people to send money abroad easier and at the lowest possible rate. Established in London and launched in 2011, TransferWise provides for its users a bank alternative, encouraging customers to outsmart their banks and save when sending money abroad. Using technology developed by the same people who created Skype, TransferWise has become one of the world’s leading remittance services.

While living and working in London, Estonian founders Taavet Hinrikus and Kristo Käärmann created TransferWise as a better way to exchange currencies. Today, TransferWise allows users to send money abroad to many countries worldwide, including the USA, Canada, most European countries, and some countries in Asia and Australia.

Much of its success relies on its easy-to-use online money transfer platform and fair exchange rate fees. Unlike banks, which can charge an upfront fee and up to 5% in hidden fees in the exchange rate, TransferWise customers only pay 0.9%. Founded on its commitment to bringing customers a bank alternative, TransferWise offers the mid-market exchange rate to the users, which makes it cheaper to send money abroad as compared to using a bank to transfer money abroad.

World-renowned leading investors such as Virgin CEO Sir Richard Branson and PayPal co-founder Peter Thiel have invested in TransferWise, contributing to the investment funding that the international money transfer service has received. It has received multiple awards as an innovative startup in the remittance industry.

Giving customers a platform where they can send money abroad at the lowest possible cost, TransferWise allows users to send money in their local currency using a debit card, just as they would a normal bank transfer.



Q: Why does it take longer to send money with TransferWise?
The majority of transfers out of the US are completed within 1 business day. However, occasionally, a transfer with TransferWise may take longer than usual, because of the required verification process. Since Transferwise is regulated by the FCA (Financial Conduct Authority), TransferWise must verify people’s identities before proceeding to the actual transaction. FCA regulations are designed to protect customers and prevent illegal activity, such as money laundering or terrorist financing.


Q: Why does TransferWise perform the verification process?
TransferWise will ask for verification from all customers at one point during the transaction process. This is because the company is regulated by the FCA (Financial Conduct Authority) and HMRC (HM Revenue & Customs).

Q: What to consider while sending money with TransferWise?
There are three ways to send money from the US:

  • Direct debit (up to 5000USD)
  • Wire transfer
  • SWIFT (TW don't accept cash or cheques)

Customers can’t send money from Massachusetts, Vermont, Washington state, and customers need to verify their SSN numbers when paying from Arizona or Oklahoma.

Q: When is the transaction cancelled?
Transfer is cancelled if:

  • TW doesn’t receive money in two weeks
  • Customer is using someone else's account or card
  • The names don’t match on the bank account and the profile


Vikash Kumar
Posted on January 12, 2018, 12:20 pm

I have had great experience using Transferwise. Usually, It takes only an hour or two for transfer to complete. great service and best conversion rate justifies its service charge. No any charge for sending upto $500 for new users. If you register using the link below i will be rewarded too.

Vikash Kumar
Posted on December 30, 2017, 10:58 pm

I have had great experience using Transferwise. Usually, It takes only an hour or two for transfer to complete. great service and best conversion rate justifies its service charge. No any charge for sending upto $500 for new users. If you register using the link below i will be rewarded too.

Posted on October 27, 2017, 05:02 am

I made a transfer with TransferWise from the US to AUS. I am very satisfied and it is very cheap and easy. Thanks

George bowyer
Posted on October 20, 2017, 02:40 pm

I made transaction of 399.99 and it was successful, next day my account was deactivated. Can you tell me whether that transaction was taken from my account or still not deducted.

Posted on October 23, 2017, 04:14 am
Hi George,

If the money was already deducted from your account, then it would of been refunded as soon as the account was deactivated. Depending of the payment method you used, it could be that the funds were never taken from your account, but the best way to check this is to have a look at your online banking.

Let us know if you have any questions via or call on any of the numbers here

Best wishes,
Lilli from TransferWise Team
Kenneth Oberg
Posted on October 06, 2017, 05:01 am

I should have investigated the reviews of this company before attempting to make a transfer. I was very diligent in advance, making sure that my account was set up correctly and provided my current bank statement and drivers license to prove my identity and verify my address. Everything was confirmed. After processing the transfer successfully, the next day I could not log on to the site to verify receipt of my finds because Transferwise had deactivated my account. No email, no call...nothing. I am retired and trying to send funds to relatives in Italy. This was a disgusting experience and I DO NOT recommend using Transferwise.

Posted on October 09, 2017, 01:58 pm
Hi Kenneth,

Thank you for the feedback and so sorry to hear about your experience!

It seems that you have been in touch with our support already and everything has been solved, but if you have any additional questions, please do not hesitate to contact us again!

Best wishes,
TransferWise Team
Kenneth Oberg
Posted on October 09, 2017, 02:07 pm
Yes. This issue was resolved and my outlook for using Transferwise has been uplifted. I appreciate all of the help that Mari provided in getting my account reactivated and am glad to know that you give special attention to keeping our accounts secure. Please accept my thanks and know that I would definitely recommend Transferwise to anyone who wants to save money when sending money. I had previously been using PayPal and was chocking on the high currency spreads.

Ken Oberg
Posted on September 25, 2017, 08:45 am

So I recently used it to send money to India. I must say their service is awesome. They do charge a service fee but if you transfer more than 3k you will get back the transfer fee in the conversion rate. They do not slice the conversion rate rather give you the exact market rate, so at the end you are being getting more money. Also their transaction speed is very good by next working day you will get the money. If you want to send a small amount like 500-1000$ use the link below to send 500$ free.

Posted on September 12, 2017, 11:02 am

I should've read the reviews before I use this transfer company. My transfer was cancelled with no explanation ! Do your research before using this transferwise company. All the reviews are mostly negative and now I see why.

Posted on September 12, 2017, 04:51 am

No idea what is going on but I was trying to send money to an account I have in Australia and my account just got deactivated. No contact by email, no calls, nothing... I really just don't get why my account is deactivated for no reason!

Posted on September 12, 2017, 09:44 am
Hi David,

We are very sorry for the inconvenience. Unfortunately we need to follow strict regulations and are not always able to provide our service.

We would be happy to have a closer look. Please send us your email with your profile information (like your name and email address that was registered with us) to We will then investigate it further and get back to you as soon as possible.

With best regards,
Laura from TransferWise Support
Posted on September 12, 2017, 08:41 pm
I have sent email, when am I going to have a detailed answer?

Posted on September 14, 2017, 01:37 am
Hi David,

It does not take longer than few days to reply to the email, so you should of received it by now. If you have additional questions, please do let us know!

Lilli from TransferWise Support
Stephen Coleman
Posted on September 04, 2017, 07:05 am

Nothing but trouble. They refused to send my first transfer and told me that I'm banned from using their company??? Then Customer service made me take selfies with 3 sets of ID and a screenshot of my bank statement. I was then accepted. I sent money again and the money was not transferred. I sent 12 emails without a response back from them. I'm sorry I ever tried to use this company and thank goodness this was not an emergency or somebody could have been denied emergency medical care. "Your deposit for transfer #21589766 is on its way to us!" So where is my transfer? It's been over a week and you still haven't responded. Why are you ignoring me? Don't you want my business? Stephen Coleman

Posted on September 06, 2017, 06:02 am
Hi Stephen,

Thank you for leaving us your feedback, we appreciate it. We are very sorry for the inconvenience and if our replies have taken longer than expected. You are more than welcome to use our service.

Unfortunately we did not receive the money for the transfer you mentioned. However, we have been in touch with you via email and it seems that everything went just as it should with your new transfer.

If you have any further questions, please don´t hesitate to let us know on, we´re happy to help.

With best regards,
Laura from TransferWise Support
Stephen Coleman
Posted on September 06, 2017, 07:14 pm
My second try I sent a small amount just to see if it works. 2 days later the money arrived to my wife's bank account. Thank you.
Posted on September 04, 2017, 03:49 am

I am an extremely satisfied Transferwise user. It is by far the best way to transfer money in a fast, reliable way and with really low fees. I have tried lots of different ways in the past and I can say that is the best service of this type you can find in the market. By registering on Transferwise through my following referral you can have your first transaction totally free of charges for transactions up to £2000 or the equivalent in any other currency.


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