USA IND

₹ 71.40

USA MEX

Mex$ 20.19

HIGHLIGHTS

Western Union is a global leader in cross-border, cross-currency money movement. From small businesses and global corporations, to families near and far away, to NGOs in the most remote communities on Earth, Western Union helps people and businesses move money - to help grow economies and realize a better world. In 2017, we completed more than 800 million transactions for our consumer and business clients. We continue to innovate, developing new ways to send money through digital, mobile, and retail channels, with an array of convenient pay-out options to meet business and consumer needs. We are a business centered on the needs of our customers, and over the years, we’ve invested and innovated to provide consumers and businesses with even more choices – in products, in services, and in how and where they can access Western Union when moving money across borders. We move money for better, enabling individuals, families and friends to securely and seamlessly transfer money in the ways that are most convenient for them, whether that is walking into a retail location or using our Western Union website or app to move money in minutes.

Western Union, moving money for better.

FEATURES (Currently showing rates for USA to IND change )

Today's Rate
$ Amount
₹ Exchange Rate
$0 - $100
₹71.40*
$101 - $1000
₹71.40*
$1001 - $9750
₹71.47*
*Exchange rates applicable for account deposit transactions only
Exchange Rate Type
Locked-in
Transfer Fee
Bank Account
$ Amount
₹ Fee
Up to $5000
starting at $0.00
$5001 - $50000
starting at 0.45%
*Fees apply on Account to Account transfers only; the fees differ for Credit/Debit transactions
Transfer Time
Bank Deposit
4 Days
Transfer Type
  • Online Transfer
  • Credit Card/Debit Card
  • Cash
  • ACH Transfer
  • Wire Transfer
Daily Transfer Limit
$50,000 from an account
*some restrictions apply
Customer Service Info
1-800-325-6000
Company Headquarter
Denver, Colorado
Company Type
Remittance Providers
Mobile App
Company Established
1851
Text Update (SMS)
Yes
Email Updates
Yes
Provider's FAQs
Referral Program
No
Key Feature
--
Document Requirements
Sending money in Person:
  • Exact name as it appears on their government-issued ID
  • Receiver’s street address, city/province/state and country


Sending money directly to a bank account:
  • Within the US: Bank name, account name, account number and routing number
  • Outside the US: International bank account number (IBAN) and international bank identifier code (BIC), or the receiving country equivalent

EDITORIAL REVIEW

Western Union introduced the money transfer business in 1871. It has experience in the field of remittance for more than a century – the longest for a money transfer company. In 2012 it opened 500,000th agent location and it has more than 115,000 ATMs where consumers can send and receive money. Western Union has its presence in about 200 countries in the world. Considering its history and expansion, Western Union definitely belongs to the big league of money transfer companies.

The foreign exchange rate offered by Western Union Money Transfer is indicative exchange rate. There is no dearth of choice as far as speed of transfer and modes of sending and receiving money through Western Union Money Transfer are concerned. Western Union is one of the few companies that allow you to send money not only from your bank account but also via credit or debit cards. The money can be sent online, in person, or via phone. The speed of transfer varies from minutes to days. Unique feature of Western Union Money Transfer is its convenience of delivery of funds. The recipient can receive the money through various modes: directly to the bank account (any bank in NEFT network), cash-pick up from an agent location, or home delivery. There are more than 50,000 agent locations in India where receivers can pick up the money in form of cash.

Comparing the features of money transfer plans side by side, the "money in minutes" plan is the most appealing one. The cash pick-up available in minutes for the receiver is convenient. It may cost more and can amount to around $45 depending on whether the money is transferred online, in person, or by phone, with transfer by phone being the most expensive. This option may prove to be expensive but if there is a real emergency back home this service is a good choice to have.

There are some additional perks like no transfer fee if the money is transferred directly to the recipient’s bank account either from the sender’s bank account or via debit or credit cards. Western Union also offers a unique customer service where the customer service representatives speak different languages like Hindi, Gujarati, Punjabi, Malayalam, Urdu, Marathi, Tamil, Konkani, and English.

Summing it all up Western Union Money Transfer Services stand out among the remittance service providers because of the sheer number of options of sending and receiving money. Its massive network is impressive and its name has been synonymous with money transfer for quite some time in people’s minds. But what takes Western Union one step further is its phenomenal adjustment to the change in trends and accommodation of its services for the sake of convenience of its customers. Admittedly it might get a bit pricey depending on the type of service you choose, but Western Union is accessible, convenient, and dependable.

USER REVIEWS

Sam
Posted on November 07, 2018, 10:25 am

I am not sure why there are so many bad reviews. But I used this service first time on Sunday (Nov.5th, 2018) evening, and within 2 hours, I received my father in law's text that he received a text from his Canara Bank in India that his account has been credited. I sent $1000 using Credit Card, so that could be the reason of expedited service...and their fee is only $2.99 to use CC while you earn more in points. Their rates are also very competitive. Thank you WU. Hope I receive the same service in future as I will be transferring more before our December '18 trip.

 
Ranjith
Posted on August 24, 2018, 11:54 am

The mobile app was improved greatly

 
Pradeep Kumar Garlapathi
Posted on August 03, 2018, 06:45 am

Western Union is one of the finest money transfer services so far. I used it many times and have not faced any issues so far. They transfer the money at the time they promise. My rating is 5 for their service, commitment and delivery in time.

 
Mini
Posted on February 09, 2018, 08:08 pm

I agree with many of the negative reviews. I put my request through first time and was told on chat it was wrong number that was in account holders information. No problem fixed and remitted. Got a call almost 1 hour later asking me the questions on the form I filled out, my email, my reason for sending, names and city... no problem. He Than asked me my date of birth which many of us are told not to give out on phone due to identity theft ( this was no where on form) so told him no. He said they were a financial institute and they had right to ask this... come on dude... where do you live??? So will not be using Western Union and make sure friends and family know of the rudeness and unawareness of employees to ask this information... as date of birth is asked for not on the site.

 
Renato Kux
Posted on May 14, 2017, 03:18 pm

they will post a hold on your bank account but not complete the transaction. Tey tell you they are sorry but just cant solve the problem. They will ruining your day screw up your finances and they just dont care. The lies and misleading information is amazing. try money gram it seems to work better

 
Mahesh
Posted on May 05, 2017, 10:24 am

I'm using their service from past 10 months and I didn't experience any issue. Moreover, the money gets transferred in a day.

 
Ganesh
Posted on March 24, 2017, 03:07 pm

I have WU for more then 5 times. No issues and amount credited to my bank's on time.

 
NARESH Babu
Posted on November 14, 2016, 11:40 am

I have used WU 4 times.I have found no issues.Till so far it is very good.My money got credited to receiver's account just on button click.

 
Geo
Posted on November 02, 2016, 07:22 pm

This is the best service ever. Great rates always. <=900 no charges, Since the exchange rate is high, the $3 charge for higher amounts upto $2999 impacts very less, and hence rates are high than all the other services listed here. Transfer happens in <10 mins. Great service WU, keep it up.

 
Venkat
Posted on October 21, 2016, 09:45 am

Very fast (10min) USD to Inr transfer to bank, I am happy to recommend the service.

 

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