₹ 72.71


Mex$ 19.84


₹ 54.13


Western Union is a global leader in cross-border, cross-currency money movement. From small businesses and global corporations, to families near and far away, to NGOs in the most remote communities on Earth, Western Union helps people and businesses move money - to help grow economies and realize a better world. In 2017, we completed more than 800 million transactions for our consumer and business clients. We continue to innovate, developing new ways to send money through digital, mobile, and retail channels, with an array of convenient pay-out options to meet business and consumer needs. We are a business centered on the needs of our customers, and over the years, we’ve invested and innovated to provide consumers and businesses with even more choices – in products, in services, and in how and where they can access Western Union when moving money across borders. We move money for better, enabling individuals, families and friends to securely and seamlessly transfer money in the ways that are most convenient for them, whether that is walking into a retail location or using our Western Union website or app to move money in minutes.

Western Union, moving money for better.

FEATURES (Currently showing rates for USA to IND change )

Today's Rate
$ Amount
₹ Exchange Rate
$0 - $100
$101 - $1000
$1001 - $9750
*Exchange rates applicable for account deposit transactions only
Exchange Rate Type
Transfer Fee
Bank Account
$ Amount
Up to $5000
starting at $0.00
$5001 - $50000
starting at 0.00
*Fees apply on Account to Account transfers only; the fees differ for Credit/Debit transactions
Transfer Time
Bank Deposit
4 Days
Transfer Type
  • Online Transfer
  • Credit Card/Debit Card
  • Cash
  • ACH Transfer
  • Wire Transfer
Daily Transfer Limit
$50,000 from an account
*some restrictions apply
Customer Service Info
Company Headquarter
Denver, Colorado
Company Type
Remittance Providers
Mobile App
Company Established
Text Update (SMS)
Email Updates
Provider's FAQs
Referral Program
Key Feature
Document Requirements
Sending money in Person:
  • Exact name as it appears on their government-issued ID
  • Receiver’s street address, city/province/state and country

Sending money directly to a bank account:
  • Within the US: Bank name, account name, account number and routing number
  • Outside the US: International bank account number (IBAN) and international bank identifier code (BIC), or the receiving country equivalent


Western Union introduced the money transfer business in 1871. It has experience in the field of remittance for more than a century – the longest for a money transfer company. In 2012 it opened 500,000th agent location and it has more than 115,000 ATMs where consumers can send and receive money. Western Union has its presence in about 200 countries in the world. Considering its history and expansion, Western Union definitely belongs to the big league of money transfer companies.

The foreign exchange rate offered by Western Union Money Transfer is indicative exchange rate. There is no dearth of choice as far as speed of transfer and modes of sending and receiving money through Western Union Money Transfer are concerned. Western Union is one of the few companies that allow you to send money not only from your bank account but also via credit or debit cards. The money can be sent online, in person, or via phone. The speed of transfer varies from minutes to days. Unique feature of Western Union Money Transfer is its convenience of delivery of funds. The recipient can receive the money through various modes: directly to the bank account (any bank in NEFT network), cash-pick up from an agent location, or home delivery. There are more than 50,000 agent locations in India where receivers can pick up the money in form of cash.

Comparing the features of money transfer plans side by side, the "money in minutes" plan is the most appealing one. The cash pick-up available in minutes for the receiver is convenient. It may cost more and can amount to around $45 depending on whether the money is transferred online, in person, or by phone, with transfer by phone being the most expensive. This option may prove to be expensive but if there is a real emergency back home this service is a good choice to have.

There are some additional perks like no transfer fee if the money is transferred directly to the recipient’s bank account either from the sender’s bank account or via debit or credit cards. Western Union also offers a unique customer service where the customer service representatives speak different languages like Hindi, Gujarati, Punjabi, Malayalam, Urdu, Marathi, Tamil, Konkani, and English.

Summing it all up Western Union Money Transfer Services stand out among the remittance service providers because of the sheer number of options of sending and receiving money. Its massive network is impressive and its name has been synonymous with money transfer for quite some time in people’s minds. But what takes Western Union one step further is its phenomenal adjustment to the change in trends and accommodation of its services for the sake of convenience of its customers. Admittedly it might get a bit pricey depending on the type of service you choose, but Western Union is accessible, convenient, and dependable.


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Posted on November 25, 2020, 09:59 pm

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Posted on October 12, 2020, 09:38 am

I transferred £200 on the 28th September abroad, my receiver was not allowed access to the money, after several phone call from myself and several visit to the local western union store by the receiver, I was told on the 7th call I made it’s under “security review” Why couldn’t the first of second person I spoke to tell me this????? By about the 10th call I had made them, I was so sick to death with them sending myself and my receiver round in circles, i wanted a refund on MY money. Over Two weeks later they can not still refund me MY money, they insisted they need a copy of the receivers “place of birth”( which by the way I’ve sent twice already) Why on earth do you need the receivers “place of birth” proof, if I’ve told you they no longer want the money! And I the receiver want a refund. I have never been so poorly treated. I am absolutely disgusted by western union, I will never use your service again. And I recommend anyone who is thinking of using them NOT TO USE THEM!!! Western union have still not refunded my money. So western union has STOLE MY MONEY! And is now beating around the bush to investigate and review this further before they can refund MY money!!!! Western union has STOLE my Money. Western union representatives need more training on their job roles, absolute disgrace!!!

Kenneth Evan Williams
Posted on October 11, 2020, 08:18 am

the customer Service people suck they treat you like shit. called five times to talk to a supervisor and they would hang up on me poor service.

Benne Piscaer
Posted on October 09, 2020, 11:49 am

WU has no consistency in its compliance approach. After years of flawless sending $ to my relatives in DRC, suddenly this WU person decides the transfer is not safe and she judges it to be fraud. So sending money becomes a haphazard process with WU: sometimes they will accept and execute, other times not. Good luck with a company like this and it's your money that will be somewhere in their pockets for a week or 10 days. Very bad customer service, on top they had me wait 20 minutes, hung up and after calling back and being irritated, they denied the transfer.

Sri Siva
Posted on September 25, 2020, 03:29 pm

BEWARE WU CUSTOMERS. NEVER STORE YOUR BANK INFORMATION. SECURITY IS POOR in WU. Western Union is losing credibility and I have seen my friend has got a fraudulent transaction recently. Yesterday my account had one. But I was able to cancel it immediately by luck. Money is sending to New Delhi branch for in-person pickup. I believe data is exposed and customers are in real trouble in this pandemic situation. STAY AWAY!

saring s
Posted on September 23, 2020, 02:54 am

abge a
Posted on September 23, 2020, 02:38 am

Posted on September 11, 2020, 02:50 pm

Transfer was initiated on Sep 4 2020 and verification was completed on the same day. I spoke to customer care on Sept 4 and was updated that the receiver would receive the amount on Sept 11-2020 - 11:30 AM EST Sept 11-2020 12:20 PM EST: called customer care as the receiver has not received the amount - Response from customer care-it will be credited to receiver in next 10 mins at 12:30 PM EST. Sept-11-2020 - 12:40 PM EST - called customer care as receiver yet to receive the amount - Response from customer care , Transfer is on HOLD due to pending verification . I was like !!!!! The representative mentioned would transfer the call to the concerned department for resolution->Call transferred, New representative says call is to be transferred to the Agent who is handling my transfer -> I said OK->Call put on hold for 40 mins not connected to any one :) I disconnected to dial again. Sept-11-2020 - 1:00 PM EST called customer care as receiver yet to receive the amount - Response from customer care , You haven't mentioned Receiver Account number (JOKE OF THE MILLENNIUM!!!) . I was like !!!!!, the representative mentioned would transfer the call to the concerned agent for resolution->Call transferred in progress on hold for 40 mins not connected to any one :) I will be cancelling the transfer and would also ensure i delete my account with western union . I hope this experience doesn't even deserve any star.

Wael elkaaki
Posted on September 01, 2020, 10:50 am

I’ve dealt with this company over the years, their service is getting worse by the day. They don’t honor any most of their clients, keeping you on hold for hours, dragging you and never pay you back even if you decide to cancel. Once they hold your money, you are totally under their mercy. Liars on top, they promise to call you back and you never hear from them. Terrible customer service, agents barely pronounce English properly giving you an interview. What a mess. I’m not sure how they are still in business,

Posted on August 11, 2020, 08:38 am

I send money on the same day delivery to Eritrea ???????? my sister went to ask if it’s arrived and they asked her the Reference number and she gave it to them then they said “the money is not arrived yet as soon as the money arrive we will give you call please leave your phone number” and she gave them the phone number and waited ten days to call her back but they don’t. Today she went and asked what’s going on they told her it’s been returned. So I went to the western union in Gravesend Kent to ask what happen and they told me it’s been collected on the next day of I put my money in. It was £500 plus £13.90 delivery charge. Now I call to complain and they told me it will take up to 20 days. Now my sister asking neighbours to borrow some money. I’m confused Now did I went to BETTING SHOP.


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