₹ 74.65


Mex$ 22.34


₹ 52.01


Western Union is a global leader in cross-border, cross-currency money movement. From small businesses and global corporations, to families near and far away, to NGOs in the most remote communities on Earth, Western Union helps people and businesses move money - to help grow economies and realize a better world. In 2017, we completed more than 800 million transactions for our consumer and business clients. We continue to innovate, developing new ways to send money through digital, mobile, and retail channels, with an array of convenient pay-out options to meet business and consumer needs. We are a business centered on the needs of our customers, and over the years, we’ve invested and innovated to provide consumers and businesses with even more choices – in products, in services, and in how and where they can access Western Union when moving money across borders. We move money for better, enabling individuals, families and friends to securely and seamlessly transfer money in the ways that are most convenient for them, whether that is walking into a retail location or using our Western Union website or app to move money in minutes.

Western Union, moving money for better.

FEATURES (Currently showing rates for USA to IND change )

Today's Rate
$ Amount
₹ Exchange Rate
$0 - $100
$101 - $1000
$1001 - $9750
*Exchange rates applicable for account deposit transactions only
Exchange Rate Type
Transfer Fee
Bank Account
$ Amount
Up to $5000
starting at $0.00
$5001 - $50000
starting at 0.45%
*Fees apply on Account to Account transfers only; the fees differ for Credit/Debit transactions
Transfer Time
Bank Deposit
4 Days
Transfer Type
  • Online Transfer
  • Credit Card/Debit Card
  • Cash
  • ACH Transfer
  • Wire Transfer
Daily Transfer Limit
$50,000 from an account
*some restrictions apply
Customer Service Info
Company Headquarter
Denver, Colorado
Company Type
Remittance Providers
Mobile App
Company Established
Text Update (SMS)
Email Updates
Provider's FAQs
Referral Program
Key Feature
Document Requirements
Sending money in Person:
  • Exact name as it appears on their government-issued ID
  • Receiver’s street address, city/province/state and country

Sending money directly to a bank account:
  • Within the US: Bank name, account name, account number and routing number
  • Outside the US: International bank account number (IBAN) and international bank identifier code (BIC), or the receiving country equivalent


Western Union introduced the money transfer business in 1871. It has experience in the field of remittance for more than a century – the longest for a money transfer company. In 2012 it opened 500,000th agent location and it has more than 115,000 ATMs where consumers can send and receive money. Western Union has its presence in about 200 countries in the world. Considering its history and expansion, Western Union definitely belongs to the big league of money transfer companies.

The foreign exchange rate offered by Western Union Money Transfer is indicative exchange rate. There is no dearth of choice as far as speed of transfer and modes of sending and receiving money through Western Union Money Transfer are concerned. Western Union is one of the few companies that allow you to send money not only from your bank account but also via credit or debit cards. The money can be sent online, in person, or via phone. The speed of transfer varies from minutes to days. Unique feature of Western Union Money Transfer is its convenience of delivery of funds. The recipient can receive the money through various modes: directly to the bank account (any bank in NEFT network), cash-pick up from an agent location, or home delivery. There are more than 50,000 agent locations in India where receivers can pick up the money in form of cash.

Comparing the features of money transfer plans side by side, the "money in minutes" plan is the most appealing one. The cash pick-up available in minutes for the receiver is convenient. It may cost more and can amount to around $45 depending on whether the money is transferred online, in person, or by phone, with transfer by phone being the most expensive. This option may prove to be expensive but if there is a real emergency back home this service is a good choice to have.

There are some additional perks like no transfer fee if the money is transferred directly to the recipient’s bank account either from the sender’s bank account or via debit or credit cards. Western Union also offers a unique customer service where the customer service representatives speak different languages like Hindi, Gujarati, Punjabi, Malayalam, Urdu, Marathi, Tamil, Konkani, and English.

Summing it all up Western Union Money Transfer Services stand out among the remittance service providers because of the sheer number of options of sending and receiving money. Its massive network is impressive and its name has been synonymous with money transfer for quite some time in people’s minds. But what takes Western Union one step further is its phenomenal adjustment to the change in trends and accommodation of its services for the sake of convenience of its customers. Admittedly it might get a bit pricey depending on the type of service you choose, but Western Union is accessible, convenient, and dependable.


Posted on July 05, 2020, 10:55 pm

Skrill & INSTAREM are having best promotions going on righ now. Please read full review to take the benefits. Best About INSTAREM: $50 worth of rewards for new users when you follow these steps- While registering use the code DEntEn to get $20 worth of instapoints. Next, while making transfers user the code COMPARE30 (Expires 31st Aug.) on your first three transfers to receive $10 rewards each time. Money transfer completes in 1-2 business days once account is verified. I have been using it for last 9 months without any issues. Transfer rate is good and zero transfer fee on $500 or above. The rate is reduced by 15 paisa when the transfer amount is less than $1000. About Skrill - Best transfer rate. $10 reward on your first transfer of $100 or above when you apply the code vikashk43 while registering on Skrill. Transfer is quick (takes a few hours ususally) once account is verified. Verification may take sometime though. Since rate is great i think this is best choice for long term.

Posted on June 05, 2020, 09:09 am

Great. Money was successfully transferred within 5 business days as stated. Thumbs up !

Posted on January 17, 2020, 11:25 pm

Posted on November 07, 2019, 09:42 pm


Posted on October 15, 2019, 07:34 am

CompareRemit always delay and and provide false information about Western union . The rate is 1.00 USD = 70.9482 Indian Rupee (INR) today but show 70.53 INR. Cant trust compare Remit in case of of some remittance as it not updated constantly. Go to their direct sights to check the rates.

Posted on August 30, 2019, 05:12 am

Posted on August 23, 2019, 05:39 pm

Posted on August 23, 2019, 05:39 pm

Sent money using bank account to bank in foreign country, amount credited within few seconds. Really appreciated.

Posted on June 12, 2019, 03:47 pm

Surprisingly am seeing very bad reviews. I did a transaction of 2500$ and it went smoothly to destination account. I didn't have any issue with this.

Monika Lopez
Posted on March 19, 2019, 01:54 pm

western union complaints +1(8OO)-648-162O,incorrect bank code displayed in the transfer receipt within 15 mins of submitting the transaction. But, to my surprise and utter disappointment, it took western union organization 21 days to refund my amount back to my account after following up every alternate day and raising multiple escalation requests. Every time, i keep hearing the response our escalation team will respond to you within 24 to 48 hrs which was totally untrue. They dont even have courtesy to send an email stating the reasons for delay. As per the initial email, refund should get completed with 5 to 7 business days but only god knows why the technical issues as mentioned by their Accounts team and Supervisors took close to 20 days in sharing my refund. I have to work around for alternate options in doing the money transfer. Most importantly, if we miss to pay the credit card payment within the due date, we have to pay the fine. But, i wonder why the western union doesnt do the same when they fail to refund the customer on time due to their internal technical issues which took them 20 long days in fixing it. Please think twice before you initiate any transactions and be ready to bear such long delays before you do the transaction. It was a bitter experience to me as i got my reply only at the end despite of me reaching them multiple times.


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