₹ 67.08


₱ 51.92


Mex$ 19.47


Xoom, a PayPal service, is a digital money transfer provider based in San Francisco, CA. Xoom offers a convenient way to send money, reload pre-paid mobile phones, and pay bills for family and friends around the world in a fast, secure, and cost-effective way, using your mobile phone, tablet or desktop computer. Using Xoom, customers can send money to over 60 countries, including Mexico, India, the Philippines, and throughout Europe, Asia, and Africa.

Since 2001, Xoom has been a leading force in transforming the remittance industry. Xoom was one of the first companies to spearhead the move from brick-and-mortar remittance services to a digital experience; then came the platform shift from desktop to mobile channels. Whether it’s expanding its country footprint to serve more recipient countries, directly partnering with local banks and utility companies, or innovating new product features, Xoom has been steadfast in its commitment to making international remittances easier, more secure, and more affordable for people.

Today, Xoom offers one of the fastest money transfer services to India. Payments can be funded by a U.S bank account in the, debit cards, and credit cards. The money is sent directly to the bank accounts of the recipients. Non-Resident Indians can directly transfer their money to the NRE (Non-Resident External) and the NRO (Non-Resident Ordinary) bank accounts in India.

What's Good About Xoom:

  • Only Xoom gives you the perfect combo of fast bank deposits and amazingly better exchange rates.
  • Send up to $25,000 per transaction.*
  • Instant bank deposits** to available to HDFC Bank, PNB, Axis Bank and Yes Bank. Not available for all transaction amounts.
  • We offer deposits within four hours to other bank accounts in India, when sent during Indian bank processing hours.*** Not available for all transaction amounts.

* May not be available for all transactions. Transaction amounts depend on various factors, including but not limited to approval by the Xoom proprietary anti-fraud verification system, disbursement method, recipient country, and partner processing limits.

** Speed of service subject to processing systems availability, good funds availability, IMPS transaction sending limits, and approval by Xoom’s and Indian banking partners’ verification systems. May not be available for all transactions. Instant deposits to India are processed through Xoom’s partnership with Punjab National Bank and/or HDFC Bank.  Xoom does not partner with any other bank for instant deposits.

*** For transactions submitted during bank processing hours in India Monday to Friday 9 a.m. – 5 p.m. and Saturday 9 a.m. - 11 a.m. IST. Speed of service subject to bank processing hours in India, processing systems availability, good funds availability and approval by each of Xoom and Indian banking partner’s verification system. May not be available for all transactions.

FEATURES (Currently showing rates for USA to INR change )

Today's Rate
$ Amount
₹ Exchange Rate
$0 - $999
$1000 - $1999
$2000 - $10000
Exchange Rate Type
Transfer Fee
Bank Account
$ Amount
₹ Fee
Up to $500
$501 - $999
$1000 - $10000
Fees may be more when paying with a Debit Card or Credit Card
Transfer Time
Bank Deposit
Up to 4 Hours
Cash Pickup
Up to 1 Hour
Transfer Type
  • Credit Card/Debit Card
  • ACH Transfer
Daily Transfer Limit
Customer Service Info
1 (877) 815-1531 or 1 (415) 395-4225
Company Headquarter
San Francisco, California
Company Type
Remittance Providers
Mobile App
Company Established
Text Update (SMS)
Email Updates
Provider's FAQs
Referral Program
Key Feature
  • Only Xoom gives you the perfect combo of fast bank deposits and amazingly better exchange rates.
  • Send up to $25,000 per transaction.
Document Requirements
Verified SSN required


If you read the online reviews of Xoom one word that comes up repeatedly is “quick.” Quick money transfer is what Xoom, a leading online global money transfer service provider is known for. Established in 2001 and based in San Francisco, provides money transfer service to a large number of countries that include India, Philippines, Australia, South Africa, Europe, and more than 30 countries in Latin America.

Since Xoom is a relatively new company in the field of remittance the question of financial security and liability may loom on the customer’s mind. There is no reason to worry because Xoom is backed by major financial giants like Fidelity Ventures, SVB Capital, New Enterprise Associates, and Sequoia Capital, and managing the whole money transfer service in India is Xoom’s main partner - Punjab National Bank.

Xoom's money transfer services offers fixed locked-in exchange rate. Xoom provides one of the fastest money transfer service to India in less than 4 hours if the transfer is made during the processing hours of Indian Banks. Coming to the various modes of sending money Xoom operates on a simple process. The basic requirement to send money through Xoom is that the recipient needs to have a bank account in India. You can send money from a US bank account, or via Debit and Credit cards, and the money can be sent to over 80 banks in India.

Paying with a bank account is cheaper than paying with a debit or credit card. Xoom also clarifies that it charges for the service of converting Dollar into Rupee and rounds the amount to the nearest rupee.

Checking the status of transfer is also easy through Xoom. Their new status tracking center called Status Trak helps you track the money transfer through regular updates via email, text, web, and mobile, and via round the clock phone support.

Xoom also provides certain incentives for its customers. Xoom offers a unique service that is literally available at the fingertips of the customers. It has free mobile app (Android and Apple) that enables the customers to send money in the most convenient manner from their mobile devices.

There is also no transfer fee charged for customers sending more than $1000 to India from their bank accounts. Xoom always maintains excellent ethical standards. Xoom as a company is wary of fraud and scams and draws a long list of warnings and hypothetical scenarios for its customers on their website. The company emphatically voices the agenda behind transferring money: The money should be transferred to only those people the sender knows and the money sent has to be used for legal and personal purpose only.

Xoom is a very modern company and provides transparency as far as rules, guidelines, fee structure, and money transfer process are concerned. Bottom line is that choices are limited for modes of transfer with Xoom, but if you want to send your money in a fast and secure manner, Xoom might be your answer.


Jagadeesh Bokka
Posted on May 19, 2018, 04:25 pm

Excellent service till Date.. Gets transferred with in minutes to my Indian account. I always rely on xoom for transferring my funds

Posted on May 01, 2018, 08:16 am

Its a great and fast service.. I would like to give a suggestion. Please let everyone know(I guess most of the people don't know about this) that you are giving higher rate when the transaction is more than 2000$ with fast service. I already told my friends about this.

Fatima Munoz
Posted on April 26, 2018, 11:04 pm

La peor experiencia con xoom!!! Cancelo cada transaccion que hice, llame para pedir ayuda, me pidieron una foto de mi identificacion y del estado de mi cuenta, la envie y que no me aceptaron y ellos mismos me recomendaron usar otra compañía de envios!!! The worst experience with xoom! They canceled every transaction I made, called to ask for help, they asked for a photo of my ID and the status of my account, I sent it and they did’n accept me and they recommended me to use another shipping company !!!

Posted on April 26, 2018, 03:35 pm

I've sent money for bank deposit from USA to Bangladesh. It took 2 days (Which is acceptable). The best thing is the text confirmation for both sender and receiver apart from the low charge for transfer. Xoom will get more popularity if they can expedite the time needed for bank deposit.

Posted on April 23, 2018, 04:17 pm

Xoom is super quick and reliable. Best exchange rates. Using this since an year now. I will recommend this.

Posted on April 23, 2018, 08:59 am

Have been a Xoom customer for a number of years and have recommended it to several friends. SO easy to use and I know the transactions are done quickly and correctly

Posted on April 23, 2018, 07:41 am

I have been dealing with Xoom for at least 10 years now and find that they are reliable and careful to make sure the transfers are correct and arrive at the destination in a very fast order. Many completed transfers are done with 10 seconds. My only experience is with Philippine transfers so I can only speak in this area but I highly recommend their service and I expect they have the same excellent service to many other countries.

Posted on April 23, 2018, 04:36 am

Excellent service. Easy, fast, convenient. Zero problems. I definitely recommend it.

Posted on April 22, 2018, 03:19 pm

I’ve been using Xoom for several years now sending money to the Philippines ???????? to my family and friends. I’m a very satisfied customers and I highly recommend Xoom! I can access my account anytime and anywhere. I also love their phone apps that’s very handy in case I don’t have my laptop.

Posted on April 22, 2018, 06:07 am

Excellent service. Very convenient, secure, (super) fast, and reliable. Will recommend it to anyone without hesitation.


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