USA INR

₹ 64.48

USA PHP

₱ 49.51

USA MXN

Mex$ 18.47

HIGHLIGHTS

Xoom, a PayPal service, is a digital money transfer provider based in San Francisco, CA. Xoom offers a convenient way to send money, reload pre-paid mobile phones, and pay bills for family and friends around the world in a fast, secure, and cost-effective way, using your mobile phone, tablet or desktop computer. Using Xoom, customers can send money to over 60 countries, including Mexico, India, the Philippines, and throughout Europe, Asia, and Africa.

Since 2001, Xoom has been a leading force in transforming the remittance industry. Xoom was one of the first companies to spearhead the move from brick-and-mortar remittance services to a digital experience; then came the platform shift from desktop to mobile channels. Whether it’s expanding its country footprint to serve more recipient countries, directly partnering with local banks and utility companies, or innovating new product features, Xoom has been steadfast in its commitment to making international remittances easier, more secure, and more affordable for people.

Today, Xoom offers one of the fastest money transfer services to India. Payments can be funded by a U.S bank account in the, debit cards, and credit cards. The money is sent directly to the bank accounts of the recipients. Non-Resident Indians can directly transfer their money to the NRE (Non-Resident External) and the NRO (Non-Resident Ordinary) bank accounts in India.

What's Good About Xoom:

  • Only Xoom gives you the perfect combo of fast bank deposits and amazingly better exchange rates.
  • Send up to $10,000 per transaction.*
  • Instant bank deposits** to available to HDFC Bank, PNB, Axis Bank and Yes Bank. Not available for all transaction amounts.
  • We offer deposits within four hours to other bank accounts in India, when sent during Indian bank processing hours.*** Not available for all transaction amounts.

* May not be available for all transactions. Transaction amounts depend on various factors, including but not limited to approval by the Xoom proprietary anti-fraud verification system, disbursement method, recipient country, and partner processing limits.

** Speed of service subject to processing systems availability, good funds availability, IMPS transaction sending limits, and approval by Xoom’s and Indian banking partners’ verification systems. May not be available for all transactions. Instant deposits to India are processed through Xoom’s partnership with Punjab National Bank and/or HDFC Bank.  Xoom does not partner with any other bank for instant deposits.

*** For transactions submitted during bank processing hours in India Monday to Friday 9 a.m. – 5 p.m. and Saturday 9 a.m. - 11 a.m. IST. Speed of service subject to bank processing hours in India, processing systems availability, good funds availability and approval by each of Xoom and Indian banking partner’s verification system. May not be available for all transactions.

FEATURES (Currently showing rates for USA to INR change )

Today's Rate
$ Amount
₹ Exchange Rate
$0 - $999
₹64.29*
$1000 - $1999
₹64.48*
$2000 - $10000
₹64.65*
Exchange Rate Type
Locked-in
Transfer Fee
Bank Account
$ Amount
₹ Fee
Up to $500
$2.99
$501 - $999
$4.99
$1000 - $10000
$0.00
Fees may be more when paying with a Debit Card or Credit Card
Transfer Time
Bank Deposit
Up to 4 Hours
Cash Pickup
Up to 1 Hour
Transfer Type
  • Credit Card/Debit Card
  • ACH Transfer
Daily Transfer Limit
$10,000
Customer Service Info
1 (877) 815-1531 or 1 (415) 395-4225
Company Headquarter
San Francisco, California
Company Type
Remittance Providers
Mobile App
Company Established
2001
Text Update (SMS)
Yes
Email Updates
Yes
Provider's FAQs
Referral Program
Yes
Key Feature
  • Only Xoom gives you the perfect combo of fast bank deposits and amazingly better exchange rates.
  • Send up to $10,000 per transaction.
Document Requirements
Verified SSN required

EDITORIAL REVIEW

If you read the online reviews of Xoom one word that comes up repeatedly is “quick.” Quick money transfer is what Xoom, a leading online global money transfer service provider is known for. Established in 2001 and based in San Francisco, Xoom.com provides money transfer service to a large number of countries that include India, Philippines, Australia, South Africa, Europe, and more than 30 countries in Latin America.

Since Xoom is a relatively new company in the field of remittance the question of financial security and liability may loom on the customer’s mind. There is no reason to worry because Xoom is backed by major financial giants like Fidelity Ventures, SVB Capital, New Enterprise Associates, and Sequoia Capital, and managing the whole money transfer service in India is Xoom’s main partner - Punjab National Bank.

Xoom's money transfer services offers fixed locked-in exchange rate. Xoom provides one of the fastest money transfer service to India in less than 4 hours if the transfer is made during the processing hours of Indian Banks. Coming to the various modes of sending money Xoom operates on a simple process. The basic requirement to send money through Xoom is that the recipient needs to have a bank account in India. You can send money from a US bank account, or via Debit and Credit cards, and the money can be sent to over 80 banks in India.

Paying with a bank account is cheaper than paying with a debit or credit card. Xoom also clarifies that it charges for the service of converting Dollar into Rupee and rounds the amount to the nearest rupee.

Checking the status of transfer is also easy through Xoom. Their new status tracking center called Status Trak helps you track the money transfer through regular updates via email, text, web, and mobile, and via round the clock phone support.

Xoom also provides certain incentives for its customers. Xoom offers a unique service that is literally available at the fingertips of the customers. It has free mobile app (Android and Apple) that enables the customers to send money in the most convenient manner from their mobile devices.

There is also no transfer fee charged for customers sending more than $1000 to India from their bank accounts. Xoom always maintains excellent ethical standards. Xoom as a company is wary of fraud and scams and draws a long list of warnings and hypothetical scenarios for its customers on their website. The company emphatically voices the agenda behind transferring money: The money should be transferred to only those people the sender knows and the money sent has to be used for legal and personal purpose only.

Xoom is a very modern company and provides transparency as far as rules, guidelines, fee structure, and money transfer process are concerned. Bottom line is that choices are limited for modes of transfer with Xoom, but if you want to send your money in a fast and secure manner, Xoom might be your answer.

USER REVIEWS

Anna
Posted on November 15, 2017, 07:37 am

I was skeptical. Have only ever transferred monies via international wire prior to this - security or myself and those receiving monies. I am a total convert and now will be an evangelist. Xoom made this SO EASY and SO FAST. I tranferred monies to the UK. Was in the recipients account next day. Thank you Xoom. Fast, reliable, professional, secure!

 
Mo
Posted on November 14, 2017, 08:05 am

Beyond awesome from last few weeks; I've been regular customer for years but I did not use for a few months. I tried a transfer once again, last to last Friday, and within minutes of my transaction, money was already there in Ind account. And US acct debit showed up first day after weekend. Best rates and fastest transfer - Xoom has got it right.

 
Judy
Posted on November 13, 2017, 05:19 pm

Excellent and fast, very convenient and trustworthy. No complain on services both here and abroad. I've been using them again and again and again!

 
B. Carpenter
Posted on November 12, 2017, 09:42 pm

Excellent, very convenient, fast service just few click and my love ones got the money I sent. No hassle, I would use it again and again no complain.

 
Lars Peterson
Posted on November 07, 2017, 08:59 pm

This is an excellent app to transfer funds worldwide. Now no fees on transfers over $1k and up to $10k possible. It’s fast and has never failed.

 
Asad
Posted on November 07, 2017, 12:45 pm

Xoom is safe, efficient and fast. But the exchange rate probably a bit low compared to other money transferring services. Otherwise, not bad.

 
Gilvar
Posted on November 06, 2017, 06:29 pm

Lo he usado por vario tiempo y me parece un servicio excelente, rapido y seguro lo recomiendo al 100%

 
Subeer C
Posted on November 06, 2017, 02:11 pm

Fast , Reliable , safe and peace of mind . I would use it always for my transfer needs . Good work and keep provinding such good service and competitive exchange rates to your loyal customers

 
VLAD
Posted on November 06, 2017, 08:26 am

For years now, I had to send small (<300 euros) and large (>100k) amounts to Europe. I have used a lot of different dedicated services, some with very cumbersome methods but good rates. Xoom is what I am currently using exclusively not only because of convenience, but also because of the very competitive and most of the time better rates! I always compare rates and total cost of the transaction each time and as long as they are better I will continue to use Xoom. Convenience is just a bonus.

 
Jesus
Posted on November 06, 2017, 08:13 am

Xoom client for a long time. It has been reliable and quick. Nevertheless I put and order on September 28 and the money was delivered on October 11. Did not get a notification or explanation from XOOM on this unusual event.