₹ 70.76


₱ 51.11


Mex$ 18.76


Xoom, a PayPal service, is a digital money transfer provider based in San Francisco, CA. Xoom offers a convenient way to send money, reload pre-paid mobile phones, and pay bills for family and friends around the world in a fast, secure, and cost-effective way, using your mobile phone, tablet or desktop computer. Using Xoom, customers can send money to over 60 countries, including Mexico, India, the Philippines, and throughout Europe, Asia, and Africa.

Since 2001, Xoom has been a leading force in transforming the remittance industry. Xoom was one of the first companies to spearhead the move from brick-and-mortar remittance services to a digital experience; then came the platform shift from desktop to mobile channels. Whether it’s expanding its country footprint to serve more recipient countries, directly partnering with local banks and utility companies, or innovating new product features, Xoom has been steadfast in its commitment to making international remittances easier, more secure, and more affordable for people.

Today, Xoom offers one of the fastest money transfer services to India. Payments can be funded by a U.S bank account in the, debit cards, and credit cards. The money is sent directly to the bank accounts of the recipients. Non-Resident Indians can directly transfer their money to the NRE (Non-Resident External) and the NRO (Non-Resident Ordinary) bank accounts in India.

What's Good About Xoom:

  • Only Xoom gives you the perfect combo of fast bank deposits and amazingly better exchange rates.
  • Send up to $50,000 per transaction.*
  • Instant bank deposits** to available to HDFC Bank, PNB, Axis Bank and Yes Bank. Not available for all transaction amounts.
  • We offer deposits within four hours to other bank accounts in India, when sent during Indian bank processing hours.*** Not available for all transaction amounts.

* May not be available for all transactions. Transaction amounts depend on various factors, including but not limited to approval by the Xoom proprietary anti-fraud verification system, disbursement method, recipient country, and partner processing limits.

** Speed of service subject to processing systems availability, good funds availability, IMPS transaction sending limits, and approval by Xoom’s and Indian banking partners’ verification systems. May not be available for all transactions. Instant deposits to India are processed through Xoom’s partnership with Punjab National Bank and/or HDFC Bank.  Xoom does not partner with any other bank for instant deposits.

*** For transactions submitted during bank processing hours in India Monday to Friday 9 a.m. – 5 p.m. and Saturday 9 a.m. - 11 a.m. IST. Speed of service subject to bank processing hours in India, processing systems availability, good funds availability and approval by each of Xoom and Indian banking partner’s verification system. May not be available for all transactions.

FEATURES (Currently showing rates for USA to IND change )

Today's Rate
$ Amount
₹ Exchange Rate
$0 - $999
$1000 - $1999
$2000 - $9999
$10000 - $50000
Exchange Rate Type
Transfer Fee
Bank Account
$ Amount
Up to $500
$501 - $999
$1000 - $50000
Fees may be more when paying with a Debit Card or Credit Card
Transfer Time
Bank Deposit
Instant to 4 Minutes
Cash Pickup
Instant to 4 Hours
Transfer Type
  • Credit Card/Debit Card
  • ACH Transfer
Daily Transfer Limit
Customer Service Info
1 (877) 815-1531 or 1 (415) 395-4225
Company Headquarter
San Francisco, California
Company Type
Remittance Providers
Mobile App
Company Established
Text Update (SMS)
Email Updates
Provider's FAQs
Referral Program
Key Feature
  • Only Xoom gives you the perfect combo of fast bank deposits and amazingly better exchange rates.
  • Send up to $50,000 per transaction.
Document Requirements
Verified SSN required


If you read the online reviews of Xoom one word that comes up repeatedly is “quick.” Quick money transfer is what Xoom, a leading online global money transfer service provider is known for. Established in 2001 and based in San Francisco, provides money transfer service to a large number of countries that include India, Philippines, Australia, South Africa, Europe, and more than 30 countries in Latin America.

Since Xoom is a relatively new company in the field of remittance the question of financial security and liability may loom on the customer’s mind. There is no reason to worry because Xoom is backed by major financial giants like Fidelity Ventures, SVB Capital, New Enterprise Associates, and Sequoia Capital, and managing the whole money transfer service in India is Xoom’s main partner - Punjab National Bank.

Xoom's money transfer services offers fixed locked-in exchange rate. Xoom provides one of the fastest money transfer service to India in less than 4 hours if the transfer is made during the processing hours of Indian Banks. Coming to the various modes of sending money Xoom operates on a simple process. The basic requirement to send money through Xoom is that the recipient needs to have a bank account in India. You can send money from a US bank account, or via Debit and Credit cards, and the money can be sent to over 80 banks in India.

Paying with a bank account is cheaper than paying with a debit or credit card. Xoom also clarifies that it charges for the service of converting Dollar into Rupee and rounds the amount to the nearest rupee.

Checking the status of transfer is also easy through Xoom. Their new status tracking center called Status Trak helps you track the money transfer through regular updates via email, text, web, and mobile, and via round the clock phone support.

Xoom also provides certain incentives for its customers. Xoom offers a unique service that is literally available at the fingertips of the customers. It has free mobile app (Android and Apple) that enables the customers to send money in the most convenient manner from their mobile devices.

There is also no transfer fee charged for customers sending more than $1000 to India from their bank accounts. Xoom always maintains excellent ethical standards. Xoom as a company is wary of fraud and scams and draws a long list of warnings and hypothetical scenarios for its customers on their website. The company emphatically voices the agenda behind transferring money: The money should be transferred to only those people the sender knows and the money sent has to be used for legal and personal purpose only.

Xoom is a very modern company and provides transparency as far as rules, guidelines, fee structure, and money transfer process are concerned. Bottom line is that choices are limited for modes of transfer with Xoom, but if you want to send your money in a fast and secure manner, Xoom might be your answer.


Posted on January 02, 2020, 11:16 am

Xoom is the best. Remitly. Ria & Placid sucks. I haven't tried other companies. But I am sure they suck too. My review on using Xoom. Speed: Ultra fast. Nano seconds bro.... Blink of an eye.... Rate: Best Customer services: Best Application: User friendly Process: Once verified. No extra level verification. They trust the customer as they do. Overall: Exceptional

Posted on December 30, 2019, 08:36 am

I have been using XOOM since 2011 and this was my FIRST money transfer service through which I sent my FIRST salary to INDIA to my parents. Never faced issue since then and still using it. Though rates are sometime lower than others but its fine because its FASTER than others. Its just a CLICK away and your money is credited. Please use my referral link to get -$25 bonus gift card. Remove extra spaces - https: // refer. xoom. com / s / Manisha36

Posted on December 29, 2019, 01:30 am

have been using Xoom monthly since 2010 and before. I've spoken to many people and multiple phone calls trying to get my account unlocked! I was even emailed security code is: 815314 to prove I own the account. I verify my USA address, date of birth, email, phone number, etc. to no avail. They said they tried to verify me with my 1-916 phone it didn't ring ( they hung up before it could ring on my end. ( I went back and checked the time they called it registered (( .0 seconds)) meaning hung up the call in less than 1 second!) . I spoke to 5 different people in the course of 2 + hours thats five different calls to rectify the security protocol of yours. Finally last call yesterday I asked for a supervisor again put on hold to find one 20 minutes ! Clifford finally came online asked me to hold again 12 minutes this time! Then stated my account was on hold for security protocol for 24 hours! All these personal only follow a script... I called back today within 23hours and 30 minutes to be told my Xoom account is permanently closed!! Your company needs to listen to their customers and NOT just read a script! Lets figure what monthly fees I spent with you folks....... $14.99 x12 months = $179.88 x 9 years = $1,699.92

Posted on December 27, 2019, 09:30 am

Well I have been using XOOM for the last couple of years and it is just awesome with easy and speed of delivery. The best thing happened is that now it is a paypal service and thus I am able to use my rakuten cash back via paypal and get going. So friends, I would encourage you to register yourself to rakuten via this referral link and start getting cashback for each and everything you purchase online. Get that cash back transferred to your paypal account and transfer the money wherever you want to. Also after your spend >$25 order online, you will get $10 welcome cash back. So happy shopping and happy transferring via XOOM.

Posted on December 26, 2019, 09:38 pm

Love xoom. Very fast. No one can match their speed

Posted on November 18, 2019, 04:55 pm

Xoom and RIA CROOK Association. I use Xoom to send money to my son who is studying in France and also to help my brother. To pick up the cash, Xoom uses the services of the” company RIA”. And that's where the problem starts. Indeed, my son went to 2 agencies in the city of Marseille and the two agencies refused to give him the money because RIA had not given the authorization. I spoke through the phone with a lady who works at the agency who told me that they had a lot of trouble with RIA and the best way is to cancel the transaction and claim the refund to XOOM. That's what I did. The transaction was canceled by Xoom last August. We are now in November and Xoom never refunded my money. Xoom sent me a message saying that the money has never been debited from my account, so no refund. Xoom lies because the money has been debited from my account. I have plausible evidence for that. The other case, I send every month to my brother some money to help him with the common expenses. When my brother went to the agency to withdraw the money, the employee told him that he had the transaction number but not the RIA authorization to give him the money? The money was sent on November 4th and it is November 18th, and Xoom is unable to solve this problem. Xoom gave me a case number and that's the complete silence since. I have practically sent an E-Mail every day to remind them that they have to refund me back my money but I do not get any answer from them? When you look at RIA reviews, you realize that actually people who use the services of "this company" are having a lot of trouble getting their money. RIA stays with the money of the beneficiaries. So we can consider RIA as a SCAM? I do not understand why a subsidiary as XOOM/PAYPAL of Apple has associated with crooks to tarnish their reputation. RIA are thieves and XOOM / PAYPAL are totally incompetent to solve a problem when there is one? In order to get back my legitimate money, I had to ask my bank to open a dispute with XOOM and I am in contact with my lawyer in order to take all legal actions against this company. Xoom treats its customers with a contempt that has no comparison. Although, I repeat to them that the money I send is necessary for the survival of the beneficiaries, they really don’t care? Never use the services of XOOM / PAYPAL because when you have a problem, they let you down. I can assure you of that.

Posted on November 14, 2019, 05:32 pm

Great service. Very fast and reliable. If you are new to Xoom, Get $25 by using below referral link.

Sashidhar G Gundu
Posted on October 21, 2019, 05:50 pm


Posted on September 24, 2019, 04:30 am

Outstanding service, program is easy to use and quick. I have been sending money back home to Argentina for many years, and it always has been a pain. Xoom made it so easy and fast that I wish I knew about it sooner! thanks for the great service you provide!

Alicia martinez
Posted on September 23, 2019, 04:13 pm

I love how easy it is to use and how fast the money is ready for pick up, I also like that I get real time notifications of the process from when it’s ready to be picked up to when my family has picked the money up, I’ve never had a problem with any type of transaction!! Excellent service!!!!!


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