₹ 74.86


Xoom, a PayPal service, is a digital money transfer provider based in San Francisco, CA. Xoom offers a convenient way to send money, reload pre-paid mobile phones, and pay bills for family and friends around the world in a fast, secure, and cost-effective way, using your mobile phone, tablet or desktop computer. Using Xoom, customers can send money to over 60 countries, including Mexico, India, the Philippines, and throughout Europe, Asia, and Africa.

Since 2001, Xoom has been a leading force in transforming the remittance industry. Xoom was one of the first companies to spearhead the move from brick-and-mortar remittance services to a digital experience; then came the platform shift from desktop to mobile channels. Whether it’s expanding its country footprint to serve more recipient countries, directly partnering with local banks and utility companies, or innovating new product features, Xoom has been steadfast in its commitment to making international remittances easier, more secure, and more affordable for people.

Today, Xoom offers one of the fastest money transfer services to India. Payments can be funded by a U.S bank account in the, debit cards, and credit cards. The money is sent directly to the bank accounts of the recipients. Non-Resident Indians can directly transfer their money to the NRE (Non-Resident External) and the NRO (Non-Resident Ordinary) bank accounts in India.

What's Good About Xoom:

  • Only Xoom gives you the perfect combo of fast bank deposits and amazingly better exchange rates.
  • Send up to $50,000 per transaction.*
  • Instant bank deposits** to available to HDFC Bank, PNB, Axis Bank and Yes Bank. Not available for all transaction amounts.
  • We offer deposits within four hours to other bank accounts in India, when sent during Indian bank processing hours.*** Not available for all transaction amounts.

* May not be available for all transactions. Transaction amounts depend on various factors, including but not limited to approval by the Xoom proprietary anti-fraud verification system, disbursement method, recipient country, and partner processing limits.

** Speed of service subject to processing systems availability, good funds availability, IMPS transaction sending limits, and approval by Xoom’s and Indian banking partners’ verification systems. May not be available for all transactions. Instant deposits to India are processed through Xoom’s partnership with Punjab National Bank and/or HDFC Bank.  Xoom does not partner with any other bank for instant deposits.

*** For transactions submitted during bank processing hours in India Monday to Friday 9 a.m. – 5 p.m. and Saturday 9 a.m. - 11 a.m. IST. Speed of service subject to bank processing hours in India, processing systems availability, good funds availability and approval by each of Xoom and Indian banking partner’s verification system. May not be available for all transactions.

FEATURES (Currently showing rates for USA to IND change )

Today's Rate
$ Amount
₹ Exchange Rate
$0 - $50
$51 - $1999
$2000 - $9999
$10000 - $50000
Exchange Rate Type
Transfer Fee
Bank Account
$ Amount
Up to $500
$501 - $999
$1000 - $50000
Fees may be more when paying with a Debit Card or Credit Card
Transfer Time
Bank Deposit
Instant to 2 Hours
Cash Pickup
Instant to 2 Hours
Transfer Type
  • Credit Card/Debit Card
  • ACH Transfer
Daily Transfer Limit
Customer Service Info
1 (877) 815-1531 or 1 (415) 395-4225
Company Headquarter
San Francisco, California
Company Type
Remittance Providers
Mobile App
Company Established
Text Update (SMS)
Email Updates
Provider's FAQs
Referral Program
Key Feature
  • Only Xoom gives you the perfect combo of fast bank deposits and amazingly better exchange rates.
  • Send up to $50,000 per transaction.
Document Requirements
Verified SSN required


If you read the online reviews of Xoom one word that comes up repeatedly is “quick.” Quick money transfer is what Xoom, a leading online global money transfer service provider is known for. Established in 2001 and based in San Francisco, provides money transfer service to a large number of countries that include India, Philippines, Australia, South Africa, Europe, and more than 30 countries in Latin America.

Since Xoom is a relatively new company in the field of remittance the question of financial security and liability may loom on the customer’s mind. There is no reason to worry because Xoom is backed by major financial giants like Fidelity Ventures, SVB Capital, New Enterprise Associates, and Sequoia Capital, and managing the whole money transfer service in India is Xoom’s main partner - Punjab National Bank.

Xoom's money transfer services offers fixed locked-in exchange rate. Xoom provides one of the fastest money transfer service to India in less than 4 hours if the transfer is made during the processing hours of Indian Banks. Coming to the various modes of sending money Xoom operates on a simple process. The basic requirement to send money through Xoom is that the recipient needs to have a bank account in India. You can send money from a US bank account, or via Debit and Credit cards, and the money can be sent to over 80 banks in India.

Paying with a bank account is cheaper than paying with a debit or credit card. Xoom also clarifies that it charges for the service of converting Dollar into Rupee and rounds the amount to the nearest rupee.

Checking the status of transfer is also easy through Xoom. Their new status tracking center called Status Trak helps you track the money transfer through regular updates via email, text, web, and mobile, and via round the clock phone support.

Xoom also provides certain incentives for its customers. Xoom offers a unique service that is literally available at the fingertips of the customers. It has free mobile app (Android and Apple) that enables the customers to send money in the most convenient manner from their mobile devices.

There is also no transfer fee charged for customers sending more than $1000 to India from their bank accounts. Xoom always maintains excellent ethical standards. Xoom as a company is wary of fraud and scams and draws a long list of warnings and hypothetical scenarios for its customers on their website. The company emphatically voices the agenda behind transferring money: The money should be transferred to only those people the sender knows and the money sent has to be used for legal and personal purpose only.

Xoom is a very modern company and provides transparency as far as rules, guidelines, fee structure, and money transfer process are concerned. Bottom line is that choices are limited for modes of transfer with Xoom, but if you want to send your money in a fast and secure manner, Xoom might be your answer.


Posted on February 29, 2020, 09:27 am

Excellent Service by Xoom. My funds got disbursed and credited within 2 hours of initiation of first time transfer request. Very user friendly service, no KYC based on documents, as long as you've valid SSN, you should be good to go ahead. I tried Remit2India before going for XOOM because of their lower rate but Remit2India is worst in the market. Other remit service providers like InstaRem, Remitly provides better rate but there are lot of limitations on their end too. e.g. max amount to be sent using ACH mode, in a 24 hours etc. but XOOM doesn't has any such limitation. I think only thing which XOOM can improve on is if they can provide slightly higher rate then it will be an excellent benefit for their customers. I sincerely recommend XOOM based on my experience with them, if time is money for you and funds are needed urgently back home in your country then XOOM is the option you should go for. Please keep up the same standard of service XOOM.

Sameer Phatak
Posted on February 18, 2020, 10:44 am

Awesome, super easy and very user friendly. I have had no trouble ever.... I highly recommend Xoom for international money transfer!!!!

Posted on February 06, 2020, 08:01 am

Fast service! Love that part. The only thing that could be improved is the exchange rate. When the Mxn Peso is at 19.25 per dollar, Xoom pays at 17.81 :( while other companies exchange rate it higher) Xoom is convenient cause I can do it straight from paypal

Posted on February 05, 2020, 10:58 am

Reliable, super fast and single click to send money to India.Easy to Use Mobile App.Only 1 thing which i want to mention Xoom people that they are offering little low price as compared to others in market because of fast transfer(within 4 hours) and highly Named comapny :).It will be better for Xoom to think on exchange rate .in that way they can increase some more customer. Highly recommended!!!

Posted on February 02, 2020, 09:57 pm

Reliable, super fast and single click to send money to India. Highly recommended!!!

Myrna A Todd
Posted on February 01, 2020, 11:44 am

Excellent! very reliable I didn't have problem sending money to my loved one. Thank you!

Posted on January 31, 2020, 07:41 am

Loved the service! The money was immediately there. They gave me 25$ Cause My cousin referred me and gave her 25$ as well. I truly recommend Them!

Posted on January 31, 2020, 06:22 am

Fast and easy to use

Bea Starr
Posted on January 31, 2020, 02:42 am

Usually great service and very easy to use. I am not happy with the service right now, because the service has me restricted. I have to send lots of information that can used to steal my identity and I don't know why. I haven't done anything to require that type of scrutiny. Normally this is the best service and usually very secure. So for now my evaluation is not good!

Posted on January 31, 2020, 02:27 am

The best service I have ever received from any transfer company. They are fast and they have good customer service. I love it and will continue to use their platform over others besides they are my number one choice and will not consider other platforms.


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