What is an ACH Transfer?

Automated Clearing House (ACH) is an electronic network for financial transaction run by the National Automated Clearing House Association, between banks & unions in the United States. ACH processes all kinds of fund transfer - credit and debit transactions, including direct deposit of payments and monthly debits for routine payments. Remmitance Providers and Banks use customer's account number and routing number to withdraw money via ACH online rather thanvia credit or debit cards.

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