A Comprehensive Guide: Walmart to Walmart Money Transfer
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How to: Walmart to Walmart Money Transfer

Updated on September 14, 2023 12:08 am
Walmart2Walmart

Whether you're sending funds to a family member in a different city, paying bills, or even assisting a friend in an emergency, the ability to send money efficiently is crucial.

One popular and convenient option is the Walmart2Walmart money transfer service, which offers a low-cost, fast, and reliable way to send money across the U.S., including Puerto Rico and Mexico.

In this guide, we'll explore how to use Walmart2Walmart money transfer powered by Ria money transfer, Western Union, and MoneyGram, all available through Walmart.

We'll also cover how it works, the fees involved, and tips on getting the best deal possible and making a smooth transfer when using Walmart's money transfer services.

What is Walmart2Walmart Money Transfer Service?

Walmart2Walmart powered by Ria, is a person-to-person payment transfer service available through Walmart, one of the world's largest retail chains.

Ria Financial Services which is a global money transfer company has partnered with the world's largest retailer to facilitate all Walmart2Walmart money transfers.

It allows customers to send money from any Walmart store in the United States to any Walmart locations across the U.S., Puerto Rico, and Mexico.

The money transfer service was launched in 2014 to serve the unbanked population in the US. As of 2021, an estimated 4.5% of the U.S. population which is approximately 5.9 million were 'unbanked'.

How Does Walmart2Walmart Money Transfer Work?

The way Walmart to Walmart money transfer works is you have to visit any local Walmart store near you and initiate your transaction with the help of a store associate.

You fund your transfer money using your debit or credit card. Once Walmart receives your money, it will take just a few minutes for the money to be available for the recipient to receive.

Then to collect the funds, your friend or family member can visit one of any 4,500 Walmart stores in the U.S. and Puerto Rico or any of the 2,500 Bodega Aurrera or Walmart locations in the U.S. and Mexico to pick up the cash you sent.

Alternatively, you can skip the line at the local Walmart store and use Ria's website or the Walmart2Walmart app to make money transfers even more convenient.

And if you already have a digital Ria account, you don't need to create a new account to use the app. You can use your Ria credentials to start using the Walmart2Walmart app.

What are Walmart2Walmart Fees?

 

Walmart2Walmart Transfer Fees

 

The Walmart2Walmart fees are straightforward and affordable. However, fees may vary depending on the transfer amount and receiving location. 

Check the exact fees before you make the transfer.

Fees start at $4 for up to $50 transfer, $8 for transfers of $51-1,000, and range up to $16 for $1,000 to $2,500 transfers.

Walmart to Walmart Transfer Limit and Transfer Hours

The Walmart2Walmart money transfers have a daily limit of $2,500 per person.

The Walmart2Walmart money transfer hours are open from 8 a.m. to 8 p.m. Monday through Saturday, and 10 a.m. to 6 p.m. on Sunday.

Do note that MoneyCenters open and close much earlier than Walmart store standard hours.

How To Transfer Money Using Walmart2Walmart Using at a Walmart Store?

Sending money using Walmart2Walmart in person at a store is quick and easy. Follow the following step-by-step guide to send money in Walmart stores:

Step 1: Visit a Walmart Store

To initiate a Walmart-to-Walmart money transfer, you'll need to visit a store near you. Be sure to bring a valid photo ID, such as a driver's license or passport, with you.

The following IDs are accepted at Walmart:

  • U.S. Driver's License, including Puerto Rico
  • State ID, including Puerto Rico
  • United States Passport
  • International Passport
  • Military ID
  • U.S. Permanent Resident Card
  • Tribal ID
  • Mexican Matricula Consular

Step 2: Locate the Service Desk

Once inside the store, make your way to the Walmart Money Services Counter or the Customer Service Desk. Inform the store associate that you want to use Walmart2Walmart to send money. This is where you'll find the necessary forms and assistance to complete the transaction.

Step 3: Provide Necessary Information

You'll need to provide the following information to the Walmart associate:

  • Your name and contact information.
  • The recipient's name and contact information.
  • The amount you wish to send.
  • The location of the Walmart store where the recipient will pick up the money.

Step 4: Pay for the Transfer

After providing the required information, you'll need to pay for the money transfer, including the service fee. Walmart offers transparent pricing, so you'll know the exact cost upfront. You can pay for your transfer with cash in US Dollars, or with a debit card or credit card.

Step 5: Receive a Reference Number

Once the transaction is complete, you'll receive a reference number. Be sure to keep this number safe, as the recipient needs to pick up the money.

Step 6: Share the Reference Number with the Recipient

Share the reference number and transfer details with the recipient, as they will need this information to collect the funds.

Step 7: Confirm Receipt

Once the recipient has picked up the money, you should confirm with them that the transfer is complete.

That's it! You've successfully sent money using Walmart to Walmart.

The money will be transferred to your recipient as early as 10 minutes for pickup if everything goes smoothly.

If you are visiting the store for shopping and other needs, using the money transfer services while you are at the store can be a convenient option.

How to Send Money Online Using the Walmart2Walmart?

You can either use the Walmart2Walmart app or Ria's website to send money online.

  • Create a new account or use your existing Ria credentials to log into the Walmart2Walmart mobile app.
  • Add the recipient's full name, country, and state. Or choose an existing recipient, the one to whom you have sent money before.
  • Choose a delivery option: cash pickup, mobile wallet, bank account deposit, or even home delivery (depending on the location)
  • Enter the transfer amount. (Total cost including the transfer fee will be shown upfront)
  • Pay for the transfer using cash in US Dollars, or enter a bank account or debit or credit card details.
  • Walmart will take care of the rest.

How to Receive Money Sent Through Walmart2Walmart?

To receive the money transferred through Walmart2Walmart:

  • Visit any Walmart or Bodega Aurrera store
  • Go to the Walmart Money Services Center or customer service desk
  • Show a valid ID
  • If you received a barcode, provide it to the store associate
  • Collect the cash from the associate

The transfer process is completed within 10 minutes from the moment the sender initiates the money transfer.

The recipient has up to 60 days from the date of the transaction to collect the money. As per the Walmart return policy, the money transferred is returned to the sender if the money is not collected within the 60-day limit.

If the sender opts to send money to your bank account or mobile wallet, you just have to wait for the money to get deposited.

How to Track Your Walmart2Walmart Money Transfer?

There are several ways to track your Walmart2Walmart money transfer:

  • Track at your local Walmart MoneyCenter. The associate can track with the help of the sender's tracking number or order number.
  • Track through the Walmart2Walmart mobile app using the tracking number. Click the Track link at the bottom of the screen to see the status of your transfer.
  • Online at the Ria "Track a Transfer" section using the tracking number
  • Call the Ria customer support team (1-855-355-2144 or 1-877-443-1399)
  • Send an email to [email protected]

Send Money With MoneyGram and Western Union Through Walmart

Walmart has also partnered with money transfer incumbents such as MoneyGram and Western Union to make money transfer more convenient both domestically and internationally.

MoneyGram

You can send money from a Walmart store for cash pickup safely at a MoneyGram location anywhere in the US and Puerto Rico. MoneyGram also offers international money transfers through Walmart. The money you send with Walmart can be collected at any MoneyGram location across 200 countries worldwide. You also have to option to transfer via a bank account deposit, mobile wallet, and card payments where available.

You can also pick up or receive money sent from any Western Union, Ria, or Moneygram agent location within the U.S. by going to your local Walmart with the reference or MTCN number provided by the sender.

Western Union

Send money from a Walmart store for pickup at one of hundreds of thousands of Western Union agent locations throughout the US and Puerto Rico. The money is typically available within minutes for collection. For international money transfers, visit any Walmart store for cash pickup at a Western Union agent location in over 200 countries. The money can also be deposited to a bank account, cards, and mobile wallets (availability of delivery options can vary by destination country).

Benefits of Using Walmart to Walmart Money Transfer

Walmart2Walmart offers seamless domestic money transfers within the US, Puerto Rico, and Mexico with the following benefits:

  • Simplicity: Whether you visit a store or use the Walmart2Walmart mobile app, sending money is effortlessly straightforward.
  • Speed: Transactions through Walmart to Walmart are typically processed quickly, allowing your recipient to access the funds promptly.
  • Convenience: With over 4,500 Walmart locations across the US, finding a location to send or receive money is relatively easy.
  • Widespread Access: Recipients can collect funds at over 4,500 Walmart branches in the US and Puerto Rico or over 2,500 Bodega Aurrera and Walmart locations in Mexico, ensuring easy access to their money.
  • Security: Walmart2Walmart, powered by Ria, boasts a strong track record in domestic and international money transfers, guaranteeing the safety of your funds and personal information
  • Low Cost: Walmart offers competitive pricing for its money transfer service, making it an affordable choice for most customers.

Tips for a Smooth Walmart-to-Walmart Money Transfer

To ensure a seamless experience when using the Walmart to Walmart money transfer service, consider the following tips:

Double-Check Information: Ensure all the details you provide, such as recipient information and the destination Walmart store, are accurate.

Understand Fees: Familiarize yourself with the service fees associated with your chosen transfer option (Ria, Western Union, or MoneyGram).

Keep Receipts: Retain all transaction receipts, including the reference number, until you confirm that the recipient has received the funds.

Plan Ahead: Keep in mind that transactions may take a little time, so plan accordingly, especially if the recipient needs the funds urgently.

Use Secure Channels: Only share the reference number with the intended recipient and ensure they are aware of the importance of keeping it confidential.

Ask for Assistance: If you have any questions or encounter issues during the process, don't hesitate to ask Walmart associates for assistance. They are trained to help you with money transfers.

Frequently Asked Questions

Can you do a Walmart-to-Walmart money transfer online?

Yes, you can send money through Walmart to Walmart online using their official website or mobile app.

How does Walmart to Walmart money transfer work?

Walmart to Walmart money transfer is a service that allows you to send money to someone domestically within the U.S., Puerto Rico, or Mexico. You can initiate the transfer by visiting a store and using their Money Services Center, or you can do it online through the Walmart2Walmart website or mobile app. You provide the recipient's name, location, and the amount you wish to send. The recipient can then pick up the funds at a Walmart store or participating location.

How much is Walmart to Walmart money transfer?

The fees for Walmart-to-Walmart money transfers vary depending on the amount you're sending. Fees start at $4 for up to $50 transfer, $8 for transfers of $51-1,000, and range up to $16 for $1,000 to $2,500 transfers.

How to track Walmart to Walmart money transfers?

To track a Walmart-to-Walmart money transfer, you can typically use the reference number or order number provided during the transaction. You can inquire about the transfer's status at the store where you initiated the transfer or contact Walmart's customer service for assistance.

Can I cancel a Walmart-to-Walmart money transfer?

It is possible to cancel a Walmart-to-Walmart money transfer, but the process and eligibility for cancellation may vary depending on the specific circumstances and Walmart's policies. You should contact Walmart's customer service or visit the store where you initiated the transfer as soon as possible to inquire about cancellation options.

Is Walmart to Walmart safe?

Walmart-to-Walmart money transfers are generally considered safe and secure. The service is powered by Ria, a well-established money transfer company with a strong reputation. However, it's essential to follow best practices for online and in-person money transfers, such as safeguarding your transaction details and only sending money to trusted recipients.

Conclusion

Whether you're helping out a friend, sending funds to a family member, or taking care of financial obligations, these services offer speed, reliability, and security. By following the simple steps outlined in this guide and considering the tips provided, you can make the most of these options for your money transfer needs. Remember, when it comes to transferring money, convenience and peace of mind are key, and Walmart's partnerships with these trusted providers deliver just that.

There are numerous ways to send money internationally. We recommend taking a look at other options at your disposal as well.

To find the best exchange rates, lowest fees, and fastest turnaround times for sending money online, check out CompareRemit's online money transfer comparison tool to choose a trusted remittance provider for your transaction today!

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