USD INR ₹ 83.95
GBP INR ₹ 108.14
CAD INR ₹ 60.60

Spotlight On: Western Union International Money Transfers

Updated on July 06, 2020 11:18 pm

Western Union started as a telegraph service provider in the U.S. when it was established in 1851. Currently, it is one of the largest and leading international money transfer companies in the world whose headquarter is located in Denver, Colorado. It has over 550,000 agent locations in more than 200 countries and territories.

Western Union also provides business payment services to financial institutions, NGOs, and more through the Western Union Business Solutions divisions.

Western Union's digital money transfer services have been expanding rapidly. Recently, it announced the expansion of its end-to-end digital payments in over 75 countries delivering money to a global network of 4 billion accounts and wallets across 100 countries.

How to send money via Western Union?

There are four ways to send money via Western Union

  • In-person at agent locations
  • Online via
  • Western Union money transfer app
  • By Phone

You can pay for your transfer in cash (at agent locations), use debit or credit card, or wire transfer or via bank account. The recipient can choose to receive the money in their bank account or pick up the money in-person from a closest Western Union location to them or get deposited in their mobile wallet if available. In some countries, bill payment services are also allowed. 

However, all the options are not available in every country. Check what options are available in the country you want to send the money to.

The transfer limit varies depending on your transaction history, the destination country, your location, and how you send the money.

How to send money through Western Union online transfer?

Here are the steps to make an online money transfer:

  • Create an account by signing up using personal information through their website or Western Union app
  • Get your account verified using your email address, phone number or some ID proof if required
  • Select "Send Money" to start the transfer process
  • Put in the recipient details, choose your payment method and click “Send”
  • Track your transaction by referring to the details in the receipt

Western Union's send money online service is available 24/7.

Western Union Fees and Exchange Rates

Western Union fees are not fixed. The fees are determined by many factors such as the country you are sending the money to, how the money is received, the amount of money transferred, and how you pay for the transfer. For example, bank transfers are cheaper than sending cash. Sending money to countries like India, or the Philippines is cheaper than transfers to the UK or Canada.

Check the Western Union's Price Calculator to get an idea about the transfer fees. Always compare the Fees and Exchange Rates of Western Union with other service providers like Remitly, Xoom, and Wise, formerly known as TransferWise on CompareRemit to find the best rates for sending money across borders.

Western Union's exchange rates differ based on the transfer method and the currencies you are transferring the money to. Western Union allows you to send money in nearly 130 currencies all around the world.

How long does it take to transfer money through Western Union?

The speed will depend on the payment method and how the money is received. For example, when you pay using your credit or debit card for your cash pickup, the money will be received in minutes. It is not always the cheapest option. Additionally, the cost of your transfer will be more if you pay via credit cards.

If you pay using bank transfer, it is cheaper but the money will reach your destination in 4-5 business days or even more.

Western Union Customer Service

Western Union is a customer-centric service provider. You can get in touch with Western Union 24x7 Customer Service via chat, email, or call up their Customer Care number. The customer support team can be reached at:
Customer Care (US): 1-800-325-6000

Website Care: 1-877-989-3268

Frequently Asked Questions on Western Union

  • Is Western Union safe?

Western Union is one of the most recognized brands in the world with regards to international money transfer. They have been moving money for more than 145 years which shows how reliable and trustworthy their services are.

In 2018, Western Union's customers sent over $300 billion with an average of 31 transactions per second. It is regulated and compliant in all the countries they operate in. For example, for the UK business operations, they are authorized by the UK Financial Conduct Authority (FCA). Here are the top tips to protect yourself from financial fraud.

  • How to track a Western Union Transfer?

Western Union tracking number called MTCN (Money Transfer Control Number) is assigned to every transaction which can be found in the receipt given to the customers. You can track online, or by phone or via an agent. MTCN is also needed by the recipient for cash pickup at an agent location. You also need to provide the recipient?s country and the transferred amount to track your transfer.

  • How to find Western Union locations near me? 

Western Union locations finder tool will help you in finding out all the agent locations that are around you. There are more than 550,000 agent locations in over 200 countries and territories. Or you can google by typing Western Union near me or Closest Western Union and all the locations will show up in the search result.

  • Is there Walmart Western Union in the United States?

Western Union USA doesn't have a partnership with Walmart in the United States. But it is available in Walmart in Mexico and Canada. In Canada, you can transfer money, pick up cash, and pay bills at the Walmart Western Union.

  • How to cancel a Western Union Money Transfer? 

Canceling a money transfer is usually a race against time once the transfer has been processed. It can?t be canceled once it is received by the recipient. You may not be able to cancel in case of a Western Union money order, bill payment, or prepaid money transfer.

Western Union Reviews 

It has 4.1 out of 5 stars on Trustpilot. Satisfied users like convenience and speed as the best features. Western Union's mobile apps have excellent ratings; 4.8 out of 5 stars on Apple's App Store and 4.5 out of 5 stars on Google's Play.

Western Union Rewards

Western Union also has Reward Programs for its customers. My WU is Western Union's membership program. You can earn points whenever you send money. The points are earned according to the fees paid for the transfer. Every $1 in fees paid on transfer earns you 1 My WU point.

You'll have to set up an account using your email address and phone number and register for the reward program via your Western Union account. You can use the redeemed points to get discounts on service fees, and with special promotions offered by them.

In conclusion, its large global reach and the availability of various channels to send and receive money and other services like money orders request or bill payments is a major advantage in the money transfer market. Thanks to its global digital expansion, its service is available in every continent of the world mainly covering the top remittance sending-receiving corridors as per the World Bank's ranking.

There are alternatives to Western Union. To find the best deal for your money compare top money transfer companies on CompareRemit before sending your money online.

Rate article:
Money Transfer FAQ's
Related Articles
Send Money to Mexico
How to Send Money to Mexico in 2024

Sending money to Mexico has become an essential aspect of many people's lives, whether it's supporting family members, paying bills, or investing in opportunities back home. However, with numerous remittance services available, choosing the right one can be daunting. Fortunately, sending money to Mexico in 2024 is a straightforward process, especially with the help of comparison tools like CompareRemit. This guide will walk you through the steps to find the best remittance service and send money to Mexico efficiently and affordably.Why Use CompareRemit to Find the Best Way to Send Money?Before diving into the details of how to send money to Mexico, it's important to understand why using a comparison platform like CompareRemit is essential. With different remittance services offering varying exchange rates, transfer fees, and transfer times, finding the most cost-effective option can be challenging. CompareRemit simplifies this process by allowing you to compare all these factors in one place, ensuring you get the best deal tailored to your needs.Steps to Send Money to MexicoVisit CompareRemit: Start by going to the CompareRemit Compare Page.Enter Your Preferences: Enter the amount you want to send and choose your preferred transfer method (online, bank transfer, cash pickup, etc.).Compare Options: Compare the available remittance services based on exchange rates, transfer fees, and transfer times. Look for the best way to send money to Mexico that fits your specific requirements.Select a Service: Choose the service that offers the best rate and lowest fees for sending money to Mexico.Provide Recipient Details: Enter the recipient’s information, including their name, address, and bank account details if needed.Review and Confirm: Double-check all the details, including the exchange rate and total fees. Confirm the transaction if everything looks correct.Track Your Transfer: Most remittance services will provide a tracking number so you can monitor the status of your transfer through their app.Finding the Best Time to Send Money to MexicoTiming your transfer can significantly impact how much money your recipient gets. Exchange rates fluctuate, so sending money when the rates are favorable can make a big difference. CompareRemit offers real-time updates on exchange rates, helping you decide the best time to send money to Mexico. Furthermore, CompareRemit allows you to set a desired exchange rate and get notified once there is an exchange rate available that is your desired rate. This way you don’t have to do all the hard work of manually monitoring the offered exchange rates every day, let CompareRemit do all the hard work for you so you can maximize the amount your loved ones receive.Using Walmart to Send Money to MexicoAnother money transfer option many explore for sending money to Mexico is through the Walmart send money to Mexico service. Here is how it works:Visit a Walmart Store: Go to your nearest Walmart store.Use the Walmart2World Service: Head to the customer service desk and use the Walmart2World service, powered by MoneyGram.Provide Details: Provide the recipient’s name and location in Mexico. You’ll also need to provide your identification.Pay the Fee: Walmart charges a flat fee for money transfers. The fee varies depending on the amount sent.Track the Transfer: Once the transaction is complete, you’ll receive a reference number to track the transfer.Benefits of Sending Money with Walmart vs. Online TransfersBefore settling on either option to send money to Mexico, make sure you compare and contrast the two services: Walmart:Advantages: Convenient for those who prefer in-person transactions, fixed transfer fees, cash pickup available.Disadvantages: Requires a visit to a physical location, may have longer wait and transfer times.Online Transfers:Advantages: Can be done from anywhere, often faster, direct bank deposits.Disadvantages: Fees and exchange rates can vary, heavily dependent on internet access.Frequently Asked QuestionsHow can I send money to someone in Mexico?You can send money to Mexico using various remittance services. Start by visiting CompareRemit, compare the available options, and choose the best service based on rates, fees, and transfer times.Who pays best to send money to Mexico?CompareRemit helps you find the best-paying remittance services by comparing exchange rates and fees from different providers.What's the best app to send money to Mexico?The best app for sending money to Mexico depends on your needs. Use CompareRemit to find apps with the best rates, lowest fees, and fastest transfer times.Can you Zelle to Mexico?Zelle is typically used for domestic transfers within the United States and is not designed for international transfers like sending money to Mexico.How much does Walmart charge to send money to Mexico?Walmart charges a flat fee for money transfers, which varies depending on the amount sent. Check the Walmart2World service for specific fees.How much does it cost to send money to Mexico?The cost varies depending on the remittance service used, the amount sent, and the exchange rate. CompareRemit can help you find the lowest cost options.Is there a limit of money you can send to Mexico?While there is not a limit from the country of Mexico itself, limits on money transfers to Mexico depend on the remittance service you choose. Each service has its own limits, which you can check on CompareRemit.ConclusionSending money to Mexico doesn't have to be complicated. By using CompareRemit, you can easily find the best remittance service that offers competitive exchange rates, low transfer fees, and fast transfer times. Whether you are looking for the cheapest way to send money to Mexico, the best rate, or the convenience of online transfers, CompareRemit has you covered. Start your journey today and ensure your money reaches its destination efficiently and affordably.

UK to Philippines
How to Send Money from the UK to Philippines

Sending money from the UK to the Philippines is a significant financial transaction that requires careful consideration to ensure efficiency, cost-effectiveness, and security. As an immigrant or someone supporting family and loved ones back home, understanding the process and selecting the right remittance service is crucial. Do not worry. CompareRemit is here to guide you through all of your remittance needs. In this guide, we'll walk you through the essential steps, considerations, and top remittance providers to help you make informed decisions and maximize the value of your money transfers.Things to Consider Before Transferring Money from UK to PhilippinesBefore initiating a money transfer, it's crucial to grasp two essential factors: exchange rates and transfer fees. The exchange rate refers to the value of one currency relative to another. For example, if the GBP to PHP exchange rate is 1 GBP to 71.81 PHP, it means one British pound is equivalent to 71.81 Philippine pesos. Transfer fees, on the other hand, are charges imposed by remittance companies for their services.It's worth noting that exchange rates and transfer fees can vary significantly across different companies. While some providers may offer competitive exchange rates, they might compensate by charging higher transfer fees. Conversely, others may provide lower transfer fees but offer less favorable exchange rates.It's essential to find a balance between favorable exchange rates and reasonable transfer fees to maximize the value of your remittance. Some companies may offer promotional rates or discounts for first-time users, while others may have ongoing promotions or loyalty programs. Comparing different remittance providers using platforms like CompareRemit can help you find the best combination of rates and fees for your transfer.Will GBP to PHP Increase or Decrease?As of the latest data, the GBP to PHP exchange rate stands at 1 GBP to 71.81 PHP. CoinCodex forecasts a potential 9.43% rise in the GBP to PHP exchange rate over the next year, reaching approximately ₱ 78.22 at some point during the year. While exchange rate predictions provide valuable insights, they are subject to change based on various economic and geopolitical factors. Monitoring exchange rate trends regularly can help you identify favorable opportunities for sending money to the Philippines.When is the Best Time to Send Money from the UK to Philippines?Determining the best time to send money involves strategic planning and analysis of exchange rate fluctuations. Referencing forecast predictions and using comparison sites like CompareRemit can help you track the best exchange rates and promotional offers from top remittance companies. By timing your transfers during periods of favorable rates or promotions, you can optimize the value of your remittance and save on transfer costs.How to Transfer Money from the UK to PhilippinesOnce you've finished comparing and contrasting the top providers and selected the best remittance provider through CompareRemit’s Compare Tool, the next step is to initiate the money transfer. Remittance services typically offer various transfer methods, including online transfers, bank deposits, and cash pickups.Sign up: Create an account with your chosen remittance provider and complete any required verification steps.Enter recipient details: Provide the recipient's information, including their name, address, and contact details.Select transfer amount: Enter the amount you wish to send, ensuring it meets any minimum or maximum transfer limits.Choose delivery method: Select the preferred delivery method for the recipient, such as bank deposit or cash pickup.Review and confirm: Double-check the transaction details, including exchange rate and fees, before confirming the transfer.Complete the transfer: Submit your payment and wait for confirmation of the successful transfer.Top Remittance Providers for Transferring Money from the UK to the PhilippinesXe Money TransferXe offers competitive exchange rates, low fees, and fast transfers, making it an excellent choice for sending money from the UK to the Philippines. Their user-friendly platform ensures a seamless remittance experience for users.Wise Money Transfer Formerly known as TransferWise, Wise provides transparent exchange rates and minimal fees, allowing users to send money with confidence. With millions of satisfied customers worldwide, Wise offers a reliable and cost-effective solution for international transfers. Instarem Money TransferInstarem offers competitive rates, no hidden fees, and real-time tracking, ensuring transparency and security throughout the transfer process. With Instarem, users can send money to the Philippines quickly and conveniently.PassToPassTo specializes in tailored remittance solutions for migrants, offering flexibility, convenience, and personalized service. With a focus on customer satisfaction and reliability, PassTo is an excellent choice for sending money to the Philippines and beyond.Frequently Asked QuestionsQ: What are the best rates from GBP to PHP?A: As exchange rates fluctuate, it's advisable to monitor platforms like CompareRemit to find the best rates from GBP to PHP offered by various remittance providers.Q: When is the best time to transfer money from the UK to Philippines?A: Monitor exchange rate trends and utilize comparison tools to identify favorable transfer windows.Q: How can I compare money transfer services from the UK to Philippines?A: Utilize comparison sites like CompareRemit to compare money transfer services based on exchange rates, fees, transfer speed, and customer reviews.Q: What is the best way to transfer money to the Philippines online?A: The best way to transfer money to the Philippines online is to use a reputable remittance provider, ensuring competitive rates and secure transactions.Q: How can I ensure the safety and security of my money transfers?A: Choose reputable remittance providers with robust security measures in place to safeguard your transactions.

Sending money to India
When is The Best Time to Send Money to India?

Sending money to loved ones in India is a heartfelt gesture, but navigating the complexities of international money transfers requires strategic timing to maximize your remittance's value. In these uncertain economic times, where currency fluctuations can significantly impact exchange rates, knowing when to initiate your transfer is essential to securing the best possible deal.What is Remittance?Remittance is the process of sending money to individuals or businesses in another country, typically by immigrants to support their families or contribute to their home country's economy. For those seeking to send money to India, CompareRemit serves as a trusted platform to compare and contrast the top remittance services, ensuring you find the most cost-effective and reliable option for your needs.How to Send Money to IndiaWhen using a remittance service, the process of transferring money to an account in India is relatively straightforward. After selecting your preferred remittance provider through CompareRemit, you will be guided to the provider’s website where you can begin the money transfer process. You'll typically need to provide the recipient's details and initiate the transfer either online or through a physical agent. The remittance service then converts your funds into Indian Rupees at the prevailing exchange rate and deposits the money into the recipient's bank account or offers cash pickup options, depending on their preferences.Determining the Best Time to Send Money to IndiaTiming is crucial when it comes to sending money to India, especially considering the fluctuating nature of exchange rates. Here are some tips to help you identify the optimal timing for your remittance:Consult Currency Experts or BrokersEngage with currency specialists who can provide personalized advice on when to send money to India. These experts offer insights into market trends and can help you navigate currency fluctuations to secure the best exchange rate for your transfer.Stay VigilantMonitor market trends and exchange rates yourself to identify favorable opportunities for sending money to India. Sign up for email or text alerts through CompareRemit to stay informed about rate fluctuations and compare remittance services to find the most competitive rates. With CompareRemit, you even have the capability to set preferences so you will be notified when the exchange rate you prefer is being offered. Visit our USD to INR Forecast for 2024 to view the forecasted exchange rates for the whole year to gauge an understanding of when you can expect to find the most optimal exchange rate. Utilize Historical DataAnalyze historical market data to understand past currency fluctuations and predict future trends. By studying historical patterns, you can make informed decisions about when to initiate your money transfer to India. Using CompareRemit’s Compare Page, you can stay informed on the historical trends of exchange rates across the top money transfer services. Explore Promotions and DealsKeep an eye out for promotional offers and deals from remittance services that can help you save money on your transfer. Whether it's discounted transfer fees, referral bonuses, or free transfers for exceeding a certain amount, taking advantage of these promotions can enhance the value of your remittance.Visit the CompareRemit Coupons Page to check for coupons and promotional deals that you may be interested in. Balance Urgency with SavingsWhile urgent financial needs may arise, exercising patience can lead to more favorable exchange rates and cost savings. Take the time to compare exchange rates and transfer fees across different remittance services to ensure you're getting the best deal for your money.ConclusionSending money to India is a meaningful way to support your loved ones, but timing your remittance correctly can significantly impact its value. By leveraging the resources available through CompareRemit and following these tips, you can navigate the complexities of international money transfers with confidence, ensuring your remittance reaches its destination at the best possible time and rate.

Download the CompareRemit App
Download the CompareRemit App
Personalize your CompareRemit experience with your preferred corridor and receive target exchange rate notifications, seamless transitions to partner apps, and real-time comparisons of top remittance providers at your fingertips.
Personalize your CompareRemit experience with your preferred corridor and receive target exchange rate notifications, seamless transitions to partner apps, and real-time comparisons of top remittance providers at your fingertips.

Get Listed or Advertise

Download Our Free App

Try our faster, enhanced mobile app for a better experience

CompareRemit App