₹ 73.56


₹ 97.67


₱ 47.72


₱ 63.55


Founded in 2014, InstaReM (short for Instant Remittance) is a Singapore-headquartered Fintech company providing fast, secure and cost-efficient digital cross-border money transfer services for individuals and businesses.

The company is currently licensed in Singapore, Australia, Hong Kong, Canada, Malaysia, India, European Union/United Kingdom and the United States. With InstaReM, businesses and individuals in these markets are able to reach out to 3.21 billion people in over 55+ countries worldwide.

In January 2015, InstaReM raised an initial US$500,000 in seed capital from Rocket Internet. In March 2016, InstaReM successfully raised a US$5 million Series A round led by Vertex Ventures, with participation from Fullerton Financial Holdings and Global Founders Capital.

In July 2017, InstaReM received another US$13 million investment of Series B funding, led by GSR Ventures, with participation from SBI-FMO Emerging Asia Financial Sector Fund, Vertex Ventures, Fullerton Financial Holdings and Global Founders Capital.


InstaReM is a disruptor to traditional remittance firms. Here’s why:

  • Transparency: InstaReM’s transaction charges are shown before you make the remittance, unlike banks or traditional remittance firms which charge an FX spread (the difference between the inter-bank currency conversion rate and the rate quoted by the bank or money transfer company) in addition to the transaction fee.
  • Comparative transaction charges: InstaReM offers transparent Zero-Margin FX rates*. The company charges a nominal fee (between 0.25-1%) to cover the costs of processing the transactions. InstaReM ranks as the most cost-effective money transfer service in a number of corridors originating from Asia-Pacific in the World Bank’s Remittance Price Worldwide database. *Applicable only for certain currencies and certain trading hours.
  • Speed of transaction: InstaReM is able to transfer funds typically within 24 hours in Asia, compared to the average two to four days transfer by banks.
  • Wide reach: InstaReM can send funds to over 3.21 billion people in their local bank accounts across the globe. Businesses and individuals from Australia, Hong Kong, Singapore, Malaysia, India, EU and the US are able to remit money to 55+ countries worldwide.
  • Bulk payments: Corporations/SMEs use InstaReM's MassPay platform to manage and control their high-volume remittances to multiple beneficiaries in multiple currencies via a seamless process.


  • Reaching over 3.21 billion people across 55+ countries
  • Partner network of 8000+ banks globally
  • Growing team of 150 employees across eight global offices


*Daily limit for new users is $1,500.

FEATURES (Currently showing rates for USA to IND change )

Today's Rate
$ Amount
₹ Exchange Rate
$50 - $3000
Exchange Rate Type
Transfer Fee
Bank Account
$ Amount
Up to $3000
Transfer Time
Bank Deposit
2 Days
Transfer Type
  • Online Transfer
  • ACH Transfer
  • Wire Transfer
Daily Transfer Limit
Customer Service Info
+1 888-409-3307
Company Headquarter
Company Type
Remittance Providers
Mobile App
Company Established
Text Update (SMS)
Email Updates
Provider's FAQs
Referral Program
Key Feature
Document Requirements
Either SSN or Following Docs- Passport, Utility Bill, Bank Statement, Driving License.


No review available.


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Posted on November 25, 2020, 09:50 pm

InstaReM H.E.A.D.Q.U.A.R.T.E.R.S. +1' 833 704 O496 InstaReM H.E.A.D.Q.U.A.R.T.E.R.S PHONE NUMBER +1' 833 704 O496 InstaReM P.H.O.N.E. .N.U.M.B.E.R +1' 833 704 O496 InstaReM C.O.R.P.O.R.A.T.E PHONE NUMBER +1' 833 704 O496 InstaReM C.O.R.P.O.R.A.T.E NUMBER +1' 833 704 O496 InstaReM A.D.D.R.E.S.S. +1' 833 704 O496 InstaReM C.U.S.T.O.M.E.R SERVICE +1' 833 704 O496 InstaReM C.O.N.T.A.C.T.S +1' 833 704 O496 InstaReM C.O.R.P.O.R.A.T.E +1' 833 704 O496 InstaReM C.O.R.P.O.R.A.T.E ADDRESS +1' 833 704 O496 InstaReM H.Q +1' 833 704 O496 InstaReM C.O.M.P.L.A.I.N.T.S +1' 833 704 O496 ???????????????????????????????? ???????????????????????????? ???????????????????? ???????????????????????? +??(8)?(3?)?(3?)?(7)(0)?(4)-(0)(4)9(6) ???????????????????????????????? ???????????????????????????? ???????????????????? ???????????????????????? +??(8)?(3?)?(3?)?(7)(0)?(4)-(0)(4)9(6)

kan s
Posted on November 25, 2020, 09:09 am

instearem have to refund my money and they ask for million documents for this. and if i cant find or dont have a document - refund is not done... lawsuit will surely get a refund but why a company will not simply refund the bank account the money is debited from through ACH? this is robbery.

Posted on November 21, 2020, 05:36 am

ABSOLUTELY AMAZING AND AWESOME, PURE MAGIC..!! Feeling extremely overjoyed and grateful for getting such a rare chance to write my first ever review for so wonderful blessing to all the human race, called "InstaReM". Joined them by a sheer, coincidence in Dec-2018, had a great time till Jan-2020. but the most amazing, awesome, magical and eventful period started since Sep-2020, which is still not over even now. during which i was damn lucky to know many staff employees by name and rank and i am learning so many new lessons and tricks from them. Who said there are only 7 wonders in the world..?? InstaReM is Astonishing, Beyond Compare, I'd say (shout) many times over & over again. The magnificent treatment & service InstaReM is providing to the mankind is difficult to be praised in so little space with limited words. The icing on the cake are the never-ending bonus discount offers and the cherry on the top are the InstaPoints given in bunches. Never knew anything about fishing till i met InstaReM. A very big salute to Team Instarem (support) & Team InstaReM (connect) and a huge thunderous applause for Compliance B2C (operations). (Reminded a dialogue from RAMBO-3, GOD must love the fools the most because HE makes so many of them.) The world may find a vaccine for Covid-19, sooner or later, but i am sure nothing gonna ever surpass InstaReM. Oh, No..!! How can one forget the TICKETS issued by InstaReM, time-&-again-&-again-.. Wonder these TICKETS are of a Circus or a Suspense Filled Thrilling Horror Movie.. No Doubts, what-so-ever, about InstaReM's SMOOTH & SILKY "SPICULES" and InstaReM's Lightening Speed towards the deepest depths of DARKNESS. Aahhhh..!!!! now i am out of breath & out of adjectives as well. The Very Best of Good_Luck and may GOD Bless us all. AMEN..!!

Posted on November 05, 2020, 11:31 am

Use my referral link to sign up and get 775 instapoints(~$20). Hurry up!

Posted on October 26, 2020, 09:42 pm

First time use this instarem and get Really bad experience. After successfully verified all documents , got msg that mention that refund initially due to technical error. That’s not valid reason. Never use this remit application again. Please aware of this type of fraud company

Nagarajan Eswaran
Posted on October 21, 2020, 11:59 am

Instarem using 'Plaid' third party vendor for backend money transaction, while you send money by ACH you need to login your bank account through Plaid. But Plaid capture your bank account details and keep accessing your account every 1 hour even your transaction is completed. I reported this to instarem many times, everytime they saying fixed my issue after worked with Plaid but it not fixed at all.

Posted on October 05, 2020, 01:03 pm

Compare to other site rate is more and transferred amount on 3rd day Super fast.Please use below link for referral

Pankit Shah
Posted on September 07, 2020, 11:04 am

lengse l
Posted on September 03, 2020, 03:29 am

Very very bad experience with Instarem. Instarem is not a good option to transfer instantly. I have initiated the transaction on 03/08.The status shows waiting for Payment.I came to know that the transaction will be completed by 03/17.Please decide how much instant it is.The customer care people also not confident in such a way that it will be completed by atleast 03/17.They are trying to hold the money to make the more delays.i never go for this again. very very bad experience. Priority wise

Jan waseem
Posted on April 27, 2020, 05:28 pm

Started using instarem few months back and this is so far one of the best digital money transfer services considering transfer time, mobile app and the currency rate.

InstaReM PTE Limited
Posted on April 27, 2020, 06:42 pm
Hi Jan, We are thrilled to hear that you had a wonderful experience while remitting with InstaReM. Also, thank you for finding the time to share your positive experience with others!

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