USA IND

₹ 83.34

USA PHL

₱ 57.62

USA MEX

Mex$ 17.01

HIGHLIGHTS

Wise is a fast, award-winning money transfer company built for lives without borders and dedicated to making the remittance process quick and easy for its users. Wise allows people to send money to 55 countries worldwide, including India, the USA, the United Kingdom, and many countries in Europe. Wise don’t hide a markup in the exchange rate you see and give you the true, mid-market exchange rate - independently provided by Reuters - plus a fair, low cost fee that’s clear and upfront.  

Founded in London and launched back in 2011, Wise has attracted world renowned investors and gained countless awards for its innovation in the money transfer industry. Wise operates in the US through licensed banking partners who are registered with FinCEN, the US Treasury Department that supervises financial institutions for compliance. Wise has become one of the leading money transfer companies thanks to its convenient online platform and upfront cheap fees, never charging any hidden fees in the exchange rate.

Due to this, Wise is trusted as a transparent and reliable money transfer company. Using the real exchange rate and removing all extraneous fees, Wise allows their customers the ability to send money abroad at the lowest possible cost.  

 

What's Good About Wise

Provides Mid-Market Exchange Rate independently provided by Reuters and free from markups. 
Customers have transferred $5bn using the platform - an approach that has put over $200m back in their pockets
FAST Transfers with NO Hidden Charges

 

Please Note: With a straightforward money transfer process, users can expect a transfer time of 1 to 2 working days. Sometimes the transaction does take longer, due to TransferWise’s thorough account verification process, the currencies involved and Upload Money method chosen (as well as bank holidays etc.). As long as TransferWise receives the USD deposit in the first 24 hours from order setup, the USD exchange rate is fixed for your transfer. With ACH Bank Debit payments, the rate stays locked beyond 24 hours providing a 'successful' attempt is made within the first 24 hours.
To learn more, visit Understanding Why does it take Longer to Send Money Overseas?

 

 

 

FEATURES ((Currently showing rates for USA to IND change)

Today's Rate
$ Amount
₹ Exchange Rate
$0 - $36000
₹83.34*
Exchange Rate Type
Locked-in
The rate-lock with transfers from the US applies for 24 hours starting the moment the transfer has been set up. If during these 24 hours funds arrive (if customer sends the funds via domestic wire) or a connection to the bank is made (if customer uses ACH Direct Debit) the starting rate (the mid-market rate at the moment of transfer set up) will be used. If the funds don't arrive or no connection to the bank is made in 24 hours, the current mid-market rate at the moment of conversion will be used.
Transfer Fee
Bank Account
$ Amount
Fee
Up to $36000
0.7175%
Transfer Time
Bank Deposit
Up to 1 Hour
Transfer Type
  • ACH Transfer
  • Wire Transfer
Daily Transfer Limit
₹100 million to private customers
₹1.5 million to businesses
Customer Service Info
1.888.908.3833
Mon -Fri 9:00am - 5:00pm (EST)
Company Headquarter
London, UK
Company Type
Remittance Providers
Mobile App
Company Established
2011
Text Update (SMS)
Yes
Email Updates
Yes
Provider's FAQs
Referral Program
Yes
Key Feature
Send Money easily and quickly with low cost money transfers and no hidden fees in the exchange rate.
Document Requirements

USER REVIEWS

Anonymous
Posted on April 17, 2024 07:59 am

DO NOT USE! They shut down my account with $10,000s in it and refuse to communicate with me. Their customer support says they can't do anything.

 
Mary Naples
Posted on April 13, 2024 10:27 pm

I just wanted to share this just incase anyone is in a situation where they don’t trust their partners anymore. There is no harm in wanting to know what your second half is into, it saves you from wasting more years of your life with people who do not deserve you. I will leave the hacker’s contacts below just incase anyone needs his services and assistance. Just a mail to hackerspytech @ gmail com Encouraged by these review, I contacted the expert hackerspytech @ gmail com based off many reviews i got from here and he gave me applications and login details to access my partner’s phone, it was like a dream come true because i never expected his service to be so top notch with every details i needed. This allowed me to view text messages, calls, WhatsApp conversations, and her location . With the evidence I gathered, I was able to make necessary changes in my life. If you need to access your partner phone for spying purpose, I highly recommend this expert. it’s 100% possible to hack someone WhatsApp using a phone number with the support of a professional ethics expert

 
NJMendoza
Posted on March 03, 2024 05:20 am

At first I was enticed about their cheap fees and fast transfer and thought they were good but I'm mistaken. They will waste your time on verifying your info I had enough of them. My account has been running good and suddenly I was required to verify. They required an ID. They declined because the ID is "expired". Now they tell me to upload an ID with a selfie. I did them. Now, they got to tell me that those were not enough. Someone should hold the phone to take my selfie I HAD ENOUGH First this was the same exact thing that happened 2 years ago with my account. They say it's 10 min verification but mine is taking forever and they don't even give a damn reply if your account has been verified without a constant follow up I even provided them my other ID's, my website just for them to cross-check. Their customer service is the worst, they don't know where their files are, they don't check their registries, they don't know how to identify legal documents I don't recommend. If I could give them a -100/10 review, I'd do it Stay away from this platform

 
G. Gable
Posted on February 29, 2024 12:17 pm

We strongly advise others to steer clear of Wise and avoid falling victim to their deceitful practices. We demand the immediate return of our funds that range in the millions without further delay. Your unjust deactivation of our accounts, followed by a torturous reactivation process, has caused immense financial distress. Your unresponsiveness, lack of accountability, and deceptive practices have left us feeling trapped and robbed. Your actions are unacceptable and unethical. Despite our compliance with all requested documentation and assurances of a quick resolution, we continue to be denied access to our own money. Your repeated delays, additional requests for information, and false promises are a clear display of incompetence and disregard for your customers. Your behavior is not only deceptive but also borders on criminal. We have been working with you since almost 6 months. You say you have no interest in keeping our money but your whole systems seems designed to delay access/keep to our funds. We demand immediate action and the prompt return of our funds.

 
Markus E.
Posted on January 18, 2024 11:56 pm

For about 3 months (October 23rd, 2023) I have been waiting for a refund of 40,000 CHF from the company Wise (UK), which I transferred to Wise from my Turkish Akbank account in Istanbul on October 17th, 2023, so that Wise can transfer the 40,000 CHF to my CHF Wise account and deposit there. The deposit was made with SWIFT from my bank (Akbank) via Credit Suisse Switzerland (Mittelbank) to JPMorgan On October 19th, 2023, Wise received the amount of 40,000 CHF, but apparently could not allocate the money to my account and on October 23rd, 2023, instructed their bank JP Morgan (Switzerland) to send the money back to my Akbank account via SWIFT. Wise has sent me the SWIFT transfer and according to that the repayment was made with SWIFT via Credit Suisse and should have arrived in my account in Turkey. Unfortunately, the money has not arrived in my bank account as of today, January 19, 2024, and I have been in email communication with Wise for 1 1/2 months about the whereabouts of my 40,000 CHF. Wise refers to the SWIFT transaction from the partner bank JP Morgan and states that they have arranged the repayment, and that the money is no longer with Wise. The money was also forwarded by JP Morgan to Credit Suisse with the instruction to transfer the 40,000 CHF to my Akbank account. This means that the money would no longer be at the partner bank JP Morgan. Since I and my bank in Turkey never received the money, and my Akbank as the recipient bank cannot place a tracking/search order for the 40,000 CHF, I sent Wise several emails asking and instructing them to inform their partner bank JP Morgan to do the tracking and to contact Credit Suisse in writing to clarify where my money has gone. For reasons I don't understand, this was never done correctly or completely, or was not passed on correctly or completely by Wise to JP Morgan, and to this day I still have no knowledge of the whereabouts of my money and where it is currently located and why it was never given to me was transferred. So this situation shows clearly, that Wise does not care about customers money (CHF 40000) and refunds and shows not the necessary dedication to help and support the customers to receive their money back in a timely manner. But they delay customers with several email correspondences, which does not solve the problem at all. They financial teams of Wise do not do their job and correspond with their partner bank JP Morgan to track/search money and refunds, if the customer does not receive his refund. So at the end, Wise has " Lost" my refund and has no clue, about the whereabouts of my 40000 CHF and of course Wise also does not care about all the financial loses i have (Interests, etc. ) for the last 3 months. So i can just advise everybody, not to use Wise services at all but avoid them.

 
MikellH
Posted on December 27, 2023 06:48 am

After trying to send money internationally with XE and having such a terrible experience ending with my account being closed for no reason...I decided to try WISE and it was fast and easy and the recipient had the money in his bank account in half an hour. This is the way all transfers should work...seamless from start to finish. Kudo to WISE.

 
Dragos
Posted on November 02, 2023 03:48 am

Transfer blocked for no rerason because the name I wrote in the Reference line. Now the money are blocked because they might be used to avoid international sanctions. Go figure. This company is clearly fast becoming a scam. Avoind at all costs.

 
Ali Argun
Posted on August 09, 2023 11:28 pm

They show me the fee when I send the money but after transaction is completed, I saw that they got x2 fee. it is a scamming

 
Gary
Posted on August 07, 2023 06:17 am

I've used Wise since 2018 (over 5 years) with only minor problems. Out of nowhere, they abruptly deactivated my account and promise to refund my money (haven't received anything yet) without explanation other than to say it's within their discretion to terminate NEW ACCOUNTS. HELLO, I've had this account for 5+ years with no issues on my part whatsoever. No accountability from this company, poor customer care and completely ridiculous. Over the years I've recommended their services to several people. But everyone I've recommended has complained and closed their accounts. I'm thinking about taking legal action. You can't treat Consumers that way!!

 
Joseph Stewart
Posted on July 05, 2023 03:43 pm

Do NOT trust this organization! My first and only experience with international payment via WISE, was absolutely abominable! First, they couldn't link to my bank account, using both automatic and manual attempts, using perfectly valid routing and account number information . . . then, in effort to try an different approach, they botched the uploading of drivers license photos (front and bank) . . . then, their website stated "there was a problem, try again later" . . . then, after countless hours screwing around with their website, they finally approved the transfer, but failed to finalize it for DAYS . . . They're a freaking JOKE, period! Run don't walk from these inept clowns.

 

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