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HIGHLIGHTS
Wise is a fast, award-winning money transfer company built for lives without borders and dedicated to making the remittance process quick and easy for its users. Wise allows people to send money to 55 countries worldwide, including India, the USA, the United Kingdom, and many countries in Europe. Wise don’t hide a markup in the exchange rate you see and give you the true, mid-market exchange rate - independently provided by Reuters - plus a fair, low cost fee that’s clear and upfront.
Founded in London and launched back in 2011, Wise has attracted world renowned investors and gained countless awards for its innovation in the money transfer industry. Wise operates in the US through licensed banking partners who are registered with FinCEN, the US Treasury Department that supervises financial institutions for compliance. Wise has become one of the leading money transfer companies thanks to its convenient online platform and upfront cheap fees, never charging any hidden fees in the exchange rate.
Due to this, Wise is trusted as a transparent and reliable money transfer company. Using the real exchange rate and removing all extraneous fees, Wise allows their customers the ability to send money abroad at the lowest possible cost.
What's Good About Wise
 | Provides Mid-Market Exchange Rate independently provided by Reuters and free from markups. |
| | Customers have transferred $5bn using the platform - an approach that has put over $200m back in their pockets |
| | FAST Transfers with NO Hidden Charges |
Please Note: With a straightforward money transfer process, users can expect a transfer time of 1 to 2 working days. Sometimes the transaction does take longer, due to TransferWise’s thorough account verification process, the currencies involved and Upload Money method chosen (as well as bank holidays etc.). As long as TransferWise receives the USD deposit in the first 24 hours from order setup, the USD exchange rate is fixed for your transfer. With ACH Bank Debit payments, the rate stays locked beyond 24 hours providing a 'successful' attempt is made within the first 24 hours.
To learn more, visit Understanding Why does it take Longer to Send Money Overseas?
FEATURES ((Currently showing rates for USA to IND change)
- ACH Transfer
- Wire Transfer
₹1.5 million to businesses
Mon -Fri 9:00am - 5:00pm (EST)
USER REVIEWS
I usually don't write comments, I just read some few reviews and go my way, but it will be a heartless act seeing people talk about their ugly experience about scam brokers and not share my experience how ( jamesRodriguez)(#)(Cyber-wizard) DT( ###) got my funds back
0 I usually don't write comments, I just read some few reviews and go my way, but it will be a heartless act seeing people talk about their ugly experience about scam brokers and not share my experience how ( jamesRodriguez)(@)(Cyber-wizard) DT( com) got my funds back
0 I usually don't write comments, I just read some few reviews and go my way, but it will be a heartless act seeing people talk about their ugly experience about scam brokers and not share my experience how ( jamesRodriguez)(#)(Cyber-wizard) DT( ###) got my funds back
0 I usually don't write comments, I just read some few reviews and go my way, but it will be a heartless act seeing people talk about their ugly experience about scam brokers and not share my experience how ( jamesRodriguez)(@)(Cyber-wizard) DT( com) got my funds back
0 Beware: Wise's Unethical Policies and Unresponsive Support Cost My Business I am sharing my experience with Wise to warn fellow business owners about the serious risks and unacceptable practices you may encounter if you choose to use their services. My business, is a legally registered travel agency in the UK, and I relied on Wise to manage payments for my photography and cultural tours, primarily in South America. Things took a turn for the worse when Wise froze my account and accused my business of violating their Acceptable Use Policy, citing my once-a-year humanitarian trip to Cuba. Despite explaining multiple times that: No Cuba-related transactions were ever processed through Wise (I use a separate European bank for this purpose), My tours comply with the “Support for Cuban People” category authorized by OFAC, designed to help Cuban citizens outside state control, Wise completely ignored the facts. Their customer support team responded with automated messages, refused to engage in any meaningful dialogue, and even lied, claiming they didn't monitor my emails—despite clear evidence to the contrary. After days of chasing them and providing thorough documentation, they chose to close my account without justification. The Consequences: Wise left my business in chaos, disrupting essential transactions and client arrangements. Their rigid policies align with sanctions widely condemned by the global community, and in doing so, they indirectly support humanitarian suffering. The Bottom Line: Wise is unreliable, unresponsive, and unethical. If your business has any complexity or humanitarian focus, beware: Wise will shut you down without notice or explanation, and customer support will abandon you. Their actions have serious real-world consequences. Avoid Wise if you value your business stability or require ethical and accountable financial services. There are far better alternatives out there that won’t put your livelihood at risk
0 Beware: Wise's Unethical Policies and Unresponsive Support Cost My Business I am sharing my experience with Wise to warn fellow business owners about the serious risks and unacceptable practices you may encounter if you choose to use their services. My business, is a legally registered travel agency in the UK, and I relied on Wise to manage payments for my photography and cultural tours, primarily in South America. Things took a turn for the worse when Wise froze my account and accused my business of violating their Acceptable Use Policy, citing my once-a-year humanitarian trip to Cuba. Despite explaining multiple times that: No Cuba-related transactions were ever processed through Wise (I use a separate European bank for this purpose), My tours comply with the “Support for Cuban People” category authorized by OFAC, designed to help Cuban citizens outside state control, Wise completely ignored the facts. Their customer support team responded with automated messages, refused to engage in any meaningful dialogue, and even lied, claiming they didn't monitor my emails—despite clear evidence to the contrary. After days of chasing them and providing thorough documentation, they chose to close my account without justification. The Consequences: Wise left my business in chaos, disrupting essential transactions and client arrangements. Their rigid policies align with sanctions widely condemned by the global community, and in doing so, they indirectly support humanitarian suffering. The Bottom Line: Wise is unreliable, unresponsive, and unethical. If your business has any complexity or humanitarian focus, beware: Wise will shut you down without notice or explanation, and customer support will abandon you. Their actions have serious real-world consequences. Avoid Wise if you value your business stability or require ethical and accountable financial services. There are far better alternatives out there that won’t put your livelihood at risk
0 I can’t thank XAP Credit Solution enough, if you are suffering from low credit score contact (XAPCREDITSOLUTION at GMAI1....). I couldn’t bear the thought of ending another year with a bad credit score, I have managed the entire year with a low credit score and couldn’t afford to get myself a mortgage or a car loan, luckily I read about this hacker on the internet with lots of positive reviews as a credit expert. He helped raise my credit score to 790, got my late payments, inquiries and mostly all negative items deleted from my credit report within 5 business days. I received my credit update letter from Equifax confirming changes he made on the 28th of last month were all official and legit.
0 I can’t thank XAP Credit Solution enough, if you are suffering from low credit score contact (XAPCREDITSOLUTION at GMAI1....). I couldn’t bear the thought of ending another year with a bad credit score, I have managed the entire year with a low credit score and couldn’t afford to get myself a mortgage or a car loan, luckily I read about this hacker on the internet with lots of positive reviews as a credit expert. He helped raise my credit score to 790, got my late payments, inquiries and mostly all negative items deleted from my credit report within 5 business days. I received my credit update letter from Equifax confirming changes he made on the 28th of last month were all official and legit.
0 What went wrong this time? Everything! Despite having been a Wise customer and using its service to transfer my monthly Social Security payments from my USA bank account to my Portuguese one, (Transfer)Wise made it impossible for my transfer to be conducted in a timely fashion—or at all! Despite asking for my password, asking me to identify which boxes contain bicycles, and sending a code to my partner's móvil (I don't have one), Wise wanted more. And more. And more. Eighteen (18) separate times I answered additional security questions, uploaded both sides of my Portuguese residency card, and let its program take selfies of me. In addition to commands like "Move closer!" Wise's bots didn't like the pictures taken. So, I repeated the process over and again ... until Wise accepted the uploaded pics. I then attempted to transfer my monthly US $1,500 from the same bank account to the same bank account, which I was immediately informed would (or could) happen instantaneously. Yet, when I confirmed and approved all the terms of the transfer, I was informed that it would take four business days (or more) for the funds to be transferred because, according to Wise, of the time it took for Wise to get the money from my USA account. Yet, looking at my account, it was clear that the funds had been removed immediately from my account by Wise. (This is the third time the same problems and issues occurred.) Meanwhile, Wise continued to send me the same emails indicating that it didn't like the selfie and identity card uploads which it previously accepted. Five times I went through this process of taking and uploading new photos to its site. The sixth time, I said "No! Enough is enough!" This, despite being warned that my transfer in transit could be cancelled and returned to my source bank account if I didn't upload new photos within two business days. As my transfer was scheduled to arrive in my Portuguese bank account before the close of two business days, I wasn't worried. Until the money didn't appear in my account as scheduled. No notice from Wise. But, when I logged into my account, I saw that the transfer had been "paused" and the funds would (hopefully) be returned to my USA bank account whence they were taken. So, it's now over a week that my funds have been in limbo. I'm waiting to see them bank in my USA account before initiating a new transfer—but NOT with Wise!!! I've found several other currency transfer services whose rates are as good, if not better, than Wise's. And which promise the transfer to be concluded within two business days. And which don't require me to jump through hoops again and again to transfer funds regularly. Certainly, there are alternatives to Wise when we're talking about transferring larger amounts. And now there are options other than Wise. My next transfer will be made through Remitly.
2 What went wrong this time? Everything! Despite having been a Wise customer and using its service to transfer my monthly Social Security payments from my USA bank account to my Portuguese one, (Transfer)Wise made it impossible for my transfer to be conducted in a timely fashion—or at all! Despite asking for my password, asking me to identify which boxes contain bicycles, and sending a code to my partner's móvil (I don't have one), Wise wanted more. And more. And more. Eighteen (18) separate times I answered additional security questions, uploaded both sides of my Portuguese residency card, and let its program take selfies of me. In addition to commands like "Move closer!" Wise's bots didn't like the pictures taken. So, I repeated the process over and again ... until Wise accepted the uploaded pics. I then attempted to transfer my monthly US $1,500 from the same bank account to the same bank account, which I was immediately informed would (or could) happen instantaneously. Yet, when I confirmed and approved all the terms of the transfer, I was informed that it would take four business days (or more) for the funds to be transferred because, according to Wise, of the time it took for Wise to get the money from my USA account. Yet, looking at my account, it was clear that the funds had been removed immediately from my account by Wise. (This is the third time the same problems and issues occurred.) Meanwhile, Wise continued to send me the same emails indicating that it didn't like the selfie and identity card uploads which it previously accepted. Five times I went through this process of taking and uploading new photos to its site. The sixth time, I said "No! Enough is enough!" This, despite being warned that my transfer in transit could be cancelled and returned to my source bank account if I didn't upload new photos within two business days. As my transfer was scheduled to arrive in my Portuguese bank account before the close of two business days, I wasn't worried. Until the money didn't appear in my account as scheduled. No notice from Wise. But, when I logged into my account, I saw that the transfer had been "paused" and the funds would (hopefully) be returned to my USA bank account whence they were taken. So, it's now over a week that my funds have been in limbo. I'm waiting to see them bank in my USA account before initiating a new transfer—but NOT with Wise!!! I've found several other currency transfer services whose rates are as good, if not better, than Wise's. And which promise the transfer to be concluded within two business days. And which don't require me to jump through hoops again and again to transfer funds regularly. Certainly, there are alternatives to Wise when we're talking about transferring larger amounts. And now there are options other than Wise. My next transfer will be made through Remitly.
2 This financial service banned my transfer to a person residing in the city of Zaporizhzhia, Ukraine. Their rationale was that, in their opinion, Zaporizhzhia is under sanctions. However, this is inaccurate. While the Zaporizhzhia oblast is partially occupied and the occupied areas are under sanctions, the city of Zaporizhzhia remains under governmental control. They have conflated these distinct situations. Despite providing them with numerous resources to clarify this, they have not reviewed them and now intend to restrict my account. This demonstrates a significant level of incompetence in the current political and legal situation.
2 This financial service banned my transfer to a person residing in the city of Zaporizhzhia, Ukraine. Their rationale was that, in their opinion, Zaporizhzhia is under sanctions. However, this is inaccurate. While the Zaporizhzhia oblast is partially occupied and the occupied areas are under sanctions, the city of Zaporizhzhia remains under governmental control. They have conflated these distinct situations. Despite providing them with numerous resources to clarify this, they have not reviewed them and now intend to restrict my account. This demonstrates a significant level of incompetence in the current political and legal situation.
2 At first I was enticed about their cheap fees and fast transfer and thought they were good but I'm mistaken. They will waste your time on verifying your info I had enough of them. My account has been running good and suddenly I was required to verify. They required an ID. They declined because the ID is "expired". Now they tell me to upload an ID with a selfie. I did them. Now, they got to tell me that those were not enough. Someone should hold the phone to take my selfie I HAD ENOUGH First this was the same exact thing that happened 2 years ago with my account. They say it's 10 min verification but mine is taking forever and they don't even give a damn reply if your account has been verified without a constant follow up I even provided them my other ID's, my website just for them to cross-check. Their customer service is the worst, they don't know where their files are, they don't check their registries, they don't know how to identify legal documents I don't recommend. If I could give them a -100/10 review, I'd do it Stay away from this platform
9 At first I was enticed about their cheap fees and fast transfer and thought they were good but I'm mistaken. They will waste your time on verifying your info I had enough of them. My account has been running good and suddenly I was required to verify. They required an ID. They declined because the ID is "expired". Now they tell me to upload an ID with a selfie. I did them. Now, they got to tell me that those were not enough. Someone should hold the phone to take my selfie I HAD ENOUGH First this was the same exact thing that happened 2 years ago with my account. They say it's 10 min verification but mine is taking forever and they don't even give a damn reply if your account has been verified without a constant follow up I even provided them my other ID's, my website just for them to cross-check. Their customer service is the worst, they don't know where their files are, they don't check their registries, they don't know how to identify legal documents I don't recommend. If I could give them a -100/10 review, I'd do it Stay away from this platform
9 We strongly advise others to steer clear of Wise and avoid falling victim to their deceitful practices. We demand the immediate return of our funds that range in the millions without further delay. Your unjust deactivation of our accounts, followed by a torturous reactivation process, has caused immense financial distress. Your unresponsiveness, lack of accountability, and deceptive practices have left us feeling trapped and robbed. Your actions are unacceptable and unethical. Despite our compliance with all requested documentation and assurances of a quick resolution, we continue to be denied access to our own money. Your repeated delays, additional requests for information, and false promises are a clear display of incompetence and disregard for your customers. Your behavior is not only deceptive but also borders on criminal. We have been working with you since almost 6 months. You say you have no interest in keeping our money but your whole systems seems designed to delay access/keep to our funds. We demand immediate action and the prompt return of our funds.
12 We strongly advise others to steer clear of Wise and avoid falling victim to their deceitful practices. We demand the immediate return of our funds that range in the millions without further delay. Your unjust deactivation of our accounts, followed by a torturous reactivation process, has caused immense financial distress. Your unresponsiveness, lack of accountability, and deceptive practices have left us feeling trapped and robbed. Your actions are unacceptable and unethical. Despite our compliance with all requested documentation and assurances of a quick resolution, we continue to be denied access to our own money. Your repeated delays, additional requests for information, and false promises are a clear display of incompetence and disregard for your customers. Your behavior is not only deceptive but also borders on criminal. We have been working with you since almost 6 months. You say you have no interest in keeping our money but your whole systems seems designed to delay access/keep to our funds. We demand immediate action and the prompt return of our funds.
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