How To Send Money To India From Europe

In an ever connected world, online money transfers are naturally the preferred and most convenient method for sending money across international borders, making it easier than ever to support your family, friends, or business partners in the Philippines.Whether you're an OFW (Overseas Filipino Worker) or a person with ties to the Philippines, this blog will walk you through the step-by-step process of sending money through GCash, the Philippines’ leading mobile wallet, to effortlessly and securely send money to your loved ones.Say goodbye to long queues and lengthy paperwork – and say hello to instant and accessible money transfers.What is GCash?Gcash is a mobile wallet and financial services platform based in the Philippines which came into operation in 2004. It was introduced by Mynt, a subsidiary of Globe Telecom, one of the Philippines’ major telecommunications companies.GCash allows users to carry out various financial transactions, mobile payments, and services through their mobile phones, making it a convenient and efficient way to manage money.You can make bank transfers, pay bills with QR codes, take out loans, and top-up airtime on your mobile phone. It is one of the most popular mobile wallets in the Philippines and the most convenient option for Overseas Filipino Workers (OFWs) to send money to their loved ones in the country.With 81 million active users and 2.5 million merchants and sellers as of May 2023, GCash is truly the undisputed mobile wallet king in the Philippines.Why Should You Get GCash?This is especially important for people who want to send money to the Philippines. GCash offers multiple benefits for sending money to the country:Convenience: You only need a mobile app to send money to friends and family in the Philippines making it easily accessible and convenient. You need not go to any money transfer centers to make a money transfer.Mobile Services: Apart from money transfers, it offers a wide range of financial services, such as bill payments, online shopping, and even investments.No Need for Bank Account: Your recipient does not need a bank account to receive money through Gcash.Speed: It is faster to send money to Gcash than traditional methods. Your recipient can receive the money instantly or within a few minutes, depending on the transaction type.Lower Fees: Due to its lower fees, it is a cost-effective method to send money to the Philippines.Extensive Network: Gcash has a vast network of partner merchants, banks, and money transfer companies in the Philippines, making it easy for the recipients to access and withdraw the money.Security: Various security measures such as PIN verifications, fingerprint scanning, and two-factor authentication are put in place to protect users’ accounts and transactions.How Does GCash Work?To use GCash, you need to download the GCash app from the App Store or Google Play and sign up for an account. You will enter your personal details (mobile number, name, address), complete the customer verification process, and create a secure PIN.After creating your account, you will need to fund your GCash Wallet. There are several ways to do this:Link your bank account or credit/debit card to your GCash accountDeposit cash at GCash partner outletsReceive money from other GCash users.Once your GCash is funded, you can start using it for various transactions, such as:Send money to other GCash users or non-GCash users through the “Send Money’ feature. This feature allows you to transfer money to family, friends, or anyone with a mobile number.Pay bills for utilities, credit cards, and other services directly through the appPurchase mobile prepaid loads for your phone or for your loved ones, as well as data packages from various telecom providers in the Philippines.GCash can be used for online shopping on partner merchants’ websites and appsGCash QR payment feature enables you to pay for goods and services in physical stores by scanning QR codes displayed by merchants.Convert your GCash balance to cash by cashing out at partner outlets or through participating banks and ATMs.How to Transfer Money to Philippines Using GCash?The best way to send money to GCash, Philippines is through a digital money transfer platform. Gcash has partnered with several top online money transfer companies including Remitly, Skrill, Wise, WorldRemit, and Western Union among others.These platforms allow you to send Philippine Pesos (PHP) to Gcash in an affordable, quick, and efficient manner.How to Send Money to Gcash Mobile Wallet via an Online Money Transfer App?Here are the steps to follow:Sign up on any of the third-party money transfer apps or platformsEnter your personal detailsGet your account verifiedEnter transfer amountEnter your recipient's countryChoose GCash as your delivery methodEnter the recipient’s GCash-registered name & account numberConfirm your transferPay for the transferPesos will be deposited to the recipient’s GCash AccountMoney Transfer Platforms Offering GCash as a Delivery OptionWiseUsing Wise, you can send PHP to any individual or business bank account in Philippines or mobile money to any of the several mobile wallets such as GCash, PayMaya, GrabPay, Starpay, etc. To send money to mobile wallets, you'll need your recipient's mobile number, starting with the country code +63. The maximum limit for money transfers to bank accounts and mobile wallets is 9 million PHP per transfer and 50,000 PHP per transfer respectively. It may take 1-2 working days to complete the transfer.RemitlyYou can do a Remitly transfer to GCash via Mobile Money in the Philippines. Remitly offers two ways to transfer money to Gcash wallets in Philippines based on how you pay for the transfer. Using a debit card (Express) to pay will take a few minutes for the money transfer while it may take 3-5 business working days if you pay via than bank account (Economy). The GCash wallet limit is PHP 100,000. Make sure you have sufficient funds availability in your account to do the transfer. Remitly is the optimal choice to send GCash from USA if you are looking to make fast and secure mobile payments.WorldRemitWorldRemit facilitates mobile money transfers to several mobile wallets in the Philippines including GCash. The cash is deposited within minutes. You can send up to PHP 50,000 per transfer and a maximum of PHP 100,000 total remittances per month to the mobile wallet. To avoid delay in transfer, make sure your recipient's details are correct. WorldRemit might be your cheapest option as they often charge no fixed fees, but this depends on the sending country. In the case of top-sending countries like the USA, the company does not charge fixed fees.Western UnionWestern Union is a well-known international money transfer service that has partnered with GCash to facilitate remittances to the Philippines. To initiate a transfer, you can simply go to your GCash account and proceed to the Cash-In segment within the GCash App and opt for Western Union as your preferred money transfer option. Or you can either go to a Western Union Branch or their website to make the transfer. You will find that sending money to a mobile wallet, GCash is less expensive than sending cash to a pickup location.MoneyGramMoneyGram, a well-established money transfer company is also a GCash partner, enabling users to receive international remittances directly into their GCash wallets. To send money directly to GCash wallet, either go to the MoneyGram website or any agent location. Provide your recipient's details and select 'Mobile Wallet as your delivery option. Both you and your recipient will receive a notification once the money is sent.XoomBy partnering with GCash, Xoom enables users to effortlessly transfer funds to GCash accounts. To start the transfer process from Xoom to GCash, download the Xoom app, and create an account. Then, enter the transfer amount and choose GCash as the receiving option, provide the details of your recipient's mobile wallet, and pay for your transfer using a PayPal account, bank account, credit card, or debit card.Xoom may be a popular option for transferring funds to GCasg, however, they are a little expensive due to transfer fees and exchange rate margins. Look for cheaper alternatives on our list.PangeaPangea provides global money transfers to regions in Latin America and Asia. Through their mobile app, you can make the payment and use your linked bank account or debit card to pay for the transaction. If you pay using a card to transfer money for pickup, your recipient will receive the funds within minutes, while selecting a bank transfer method will take a little longer.While Pangea does not offer direct transfer to a mobile wallet like GCash, you can still make an international transfer to the Philippines, and then your recipient can transfer that money to their GCash account.SkrillBy leveraging its digital wallet expertise, Skrill offers users a secure and efficient way to send money to GCash, contributing to the financial accessibility of recipients in the Philippines. Skrill offers various ways to transfer money to GCash including bank account transfer, payments via debit card or credit cards, and letting you choose mobile money transfer. Opting for bank transfers is typically the cheapest, allowing you to send funds from your bank account to a GCash wallet at a lower cost compared to other payment methods. However, the transfer will take a little longer.Note: The availability of GCash GCash as a delivery option on the above money transfer platforms can differ due to variables like the sender's location, the platform's offered services, and potential shifts in partnerships. It's recommended to visit the platform's website or app prior to utilizing any money transfer service to verify the current selection of delivery methods and choices for sending money to the Philippines.What is the Cost of Transferring Money to GCash?The cost of transferring money to GCash can vary depending on the service provider, the country you are sending money from, the transfer method you choose (bank transfer, debit/credit card, etc.), the amount being sent, and any applicable fees for currency conversion or processing. Different remittance platforms and financial institutions might have different fee structures.Carefully review the terms and fee information provided by the specific service you plan to use to determine the exact cost of the transfer to GCash. Keep in mind that some providers may offer promotions or fee waivers for certain transactions or during specific timeframes.How to Claim Your Remittance on the GCash App?Open GCash app homepageGo to ‘Cash-In”Under the Global Partners, & RemittanceClick the money transfer company you sent the money withEnter the amount of remittance to be receivedEnter the Reference numberConfirm the TransferThe funds will be loaded into the GCash walletWhere Can You Cash-Out with GCash in the Philippines?You can withdraw funds through several options in the Philippines. If you have a GCash Mastercard, you can visit any BancNet or Mastercard ATM, or any GCash Partner Outlet.Here is the list of the GCash Partner Outlets:Cebuana LhuillierCVM PawnshopDA5ECPayExpressPayHanepBuhayJaro PawnshopPanalo ExpressPeraHUBPosiblePuregoldRobinsonsSM StoreTambunting PawnshopTrueMoneyVillarica PawnshopVIP Payments CenterThe steps for cashing out might be different with each partner outlet. You can look it up in the GCash App.How GCash Exchanges Currency?GCash is primarily not a currency exchange platform. The currency exchange is usually handled by the money transfer provider or financial institution initiating the money transfer to the Philippines from abroad.For example:If you are sending money from abroad to a GCash mobile wallet in the Philippines, your transfer providers will likely handle the currency conversion from the currency you are sending to Philippine Pesos based on the prevailing exchange rates.The converted amount in PHP will be deposited to the recipient’s GCash wallet.However, GCash may display the received amount in both the sender’s currency and PHP within the app for the recipient’s reference.If you want to get the best exchange rates while sending money to the Philippines or abroad, the best way is to compare your options. To compare the best rates to send money to the Philippines using Gcash, use our online comparison tool to check the best providers today!

Panda Remit is an international remittance company that is leaping into the market with the goal of offering the best rates and lowest fees. At a fraction of the cost in comparison to other remittance services, plus 24/7 customer support and zero fees on your first transfer, they are quickly making headway in the remittance marketplace. They are constantly growing, now offering remittance services to over 30 countries and are continuing to launch new corridors. When choosing Panda Remit, you can expect to receive excellent customer service, ease of use, and no hidden fees.Panda Remit was founded in Hong Kong by Wo Transfer (HK) Limited and is backed by a very large investment firm, Sequoia Capital. The company was also accepted into the Mastercard Start Path Program back in 2020. Since launching in China, they have rapidly entered international markets including North America, Asia, and Europe since their inception in 2018. Today, their services are utilized by millions across the globe.Key Features of Panda RemitPanda Remit is an online remittance service that prioritizes its customers. The user's ability to send and receive money in more ways is of the utmost importance. They also offer a 100% money transfer guarantee, which means that if your transaction falls through, you don't pay any fees or costs, unlike most other remittance services.Additional Benefits Include:No sending fees on your first transferAbility to send money to over 30 countriesReceive money via E-wallets, bank cards, and cash pickup optionsSend money via mobile banking, bank cards, and online payment systemsCompletely safe and secure backed by industry-standard security protocols and encryption to protect your personal dataSend money in as fast as 2 minutesEasy-to-use mobile application24/7 customer supportNo hidden feesHow to Use Panda RemitStart using Panda Remit today by following these easy steps:Open up a free Panda Remit account by downloading the Panda Remit application for IOS or Android.When you open up the app, click the button in the bottom right corner that looks like the silhouette of a person.At the top of the page, click the "Login/Registration" link.Create your free account by selecting the country/region you will be sending money from.Next, enter in your phone number or email address - whichever you prefer to create an account with.You will receive a verification code either via email or phone, depending on what was used to create your account.Enter the verification code and agree to their terms and conditions to continue.You will then be prompted to create a password.Next, the app will ask you for Remitter Information. Fill out the form with your personal information, including your name and home address. Afterwards, you will need to upload a required personal identification document such as your passport, driver's license, or ID card for verification.You will then be able to send your first transfer!How to complete your first transfer:Select transfer details including the receiving country and the amount you want to send.Create your recipient's profile with their information and receiving method.Select the sending method by choosing from the supported options of the sending country.Confirm your transfer - please note that most transfers take around one working day.Track your transaction's status through the app!If you experience any issues while using Panda Remit, don't hesitate to reach out to their customer service support team at [email protected]. They offer customer support 24/7 and will be happy to assist you. There is a reason why they have over 50,000 high-rated reviews and have a 4.9/5 score on Trustpilot.Quick Links:CAD to INR TransferAUD to NPR TransferAUD to INR TransferAUD to PHP TransferAUD to BDT TransferAUD to LKR TransferGBP to INR TransferGBP to PHP TransferSend money instantly online or using your smartphone today using one of the most trusted remittance services globally - Panda Remit.

As you may already know, there are different ways to send money to the Philippines. The number of options can sometimes be overwhelming. Additionally, sending money abroad traditionally rely on intermediaries and typically charges high transfer fees. There are ways to overcome these obstacles.One of the popular ways to send money to the Philippines is the use of mobile money transfer apps. Money transfer apps have grown in popularity in recent years. Mobile payments have become the norm for paying for almost anything quickly, and securely simply by picking up a smartphone. You can transfer money abroad easily, and painlessly.There are plenty of reasons to switch to a money transfer app—speed, convenience, efficiency, security, ease, and cost to name a few. The best services offer reasonable rates that are well worth the convenience they provide.If you are looking for top mobile payment apps to send money to the Philippines, we've got you covered. In this blog, we list our top picks when it comes to mobile apps for sending money abroad.Checklist to Send Money to the PhilippinesBefore you make your transfer, here is the checklist to ensure you are choosing the best way to send your money to your loved ones in the Philippines. The best way will depend on various factors.Payment method: How do you want the pay for your transfer? You will find several options which include bank account, credit card, debit card, cash, and mobile money based on your transfer provider.Delivery method: How your recipient wants to receive the money? Different providers will offer different payout methods. For example, direct deposit to your recipient's bank account, cash pickup, mobile wallet, home delivery, etc.Transfer Speed: How urgent is your money transfer? Banks are typically slower than money transfer specialists. Different payment methods can also influence the transfer speed.Transfer Fee: Fees will differ on the payment and delivery methods. Faster delivery generally costs more than slower ones. Money transfer companies are cheaper than traditional bank transfers.Exchange Rates: Higher exchange rate mean your recipient receives more money. Since the exchange rate varies by transfer companies, comparing them and shopping around can get you the best deal when sending money to the Philippines.Security: All transfer providers are financially regulated in the countries they operate and are authorized to carry out the transactions so your money is safe. Do pick a well-rated provider to give your the confidence of secure transfer.Steps to Send Money Abroad with a Money Transfer AppDownload the money transfer app from Google Play Store, or the App StoreSign up using your email, Google, or Facebook accountFill in your detailsVerify your accountChoose the currency you want to sendEnter the transfer amountCheck the exchange rates and the feesAdd the recipient's detailsChoose the delivery methodPay for your transferPress SendTrack your transferMobile Apps Offering Money Transfers to the PhilippinesPomeloPomelo is a free app and credit card that uses international credit card networks to let you send money from the US to the Philippines. Instead of sending cash, you can simply send a Pamelo card to your loved ones that they can use at any time, anywhere Mastercard is accepted. And you pay off the card's balance monthly. This also builds their credit score.The Pomelo Card is issued by Coastal Community Bank in Washington state under the authority of Mastercard International. Your beneficiary will get the card in just 10 days or less.To be eligible, applicants must be at least 18 years old and have a valid Social Security number, which necessitates having a work permit or being a lawful permanent resident.FeaturesZero transfer feesNo waiting for money to arriveEasy trackingNo standing in a long queueNo unsafe cash pickupsPay it later!The best part is since Pomelo makes money from merchants where the card is used, you get very competitive USD to PHP exchange rates. For Filipinos living in the US, the Pomelo app and card might be the cheapest money transfer provider to send money to the Philippines.WiseWise is an online money transfer company designed for global lifestyles. Dubbed the most international money transfer app, you can hold 50 and above currencies in your Wise account and convert from one currency to another at a low fee.Wise allows you to send money from 59 countries to over 80 countries with no hidden fees and no exchange rate markups to a bank account in the recipient's country. You get multiple payment options when sending money to the Philippines.Features:Cheaper and faster international transfersLow fees and real-exchange ratesAbility to check exchange ratesNo hidden fees & exchange rate markupsSet up exchange rates alertsRepeat previous transfers with no hassleFund your transfers with Apple Pay or Google PayEasy tracking of each step of the transfer XE Money TransferXE is part of the Euronet Worldwide family, one of the largest money transfer businesses in the world which claimed to have processed over $115 billion worth of international money transfers in 2022. Sending money to a bank account abroad is easy with XE because of their transparent rates and user-friendly platform.The XE Currency App offers every feature you need for international money transfers. It is easy, and safe and fees are upfront. It may take 1-4 working days for the money to arrive in the Philippines, however, many transfers arrive sooner.You can also send money to mobile wallets in the Philippines with Coins.ph, GCash, GrabPay, PayMaya.Features:Check live exchange rates in the Currency ConverterSend money in 65 currencies to over 170 countriesMonitor up to 10 currencies of your choiceGet the send rate before you make the transferTrack your money transferHistorical charts for any currency pair in the worldCustomize your currency list to your prioritiesSet rate alerts and receive notifications RemitlyBased in Seattle, Remitly is a money transfer company that focuses on delivering inexpensive, fast, and efficient international money transfers. You can choose to send money from 150+ countries and send across 75+ currencies.Remitly offers a money-back guarantee if you're not completely satisfied. This implies that if you decide to cancel your transaction before it is complete, you will receive a full refund of your money. Remitly will fully reimburse your money if the transaction has already been made but you are still dissatisfied.Funding your transfer can be done via bank transfer, debit, or credit card. And your beneficiary has chosen different delivery methods including direct transfer to a bank account, cash pickup, mobile wallets, or home delivery.Features:User-friendly appSend money to trusted banks in the Philippines such as BDO, BPI, Metrobank & moreUse mobile wallet options such as GCash, PayMaya & Coins.phTransparent feesTwo modes to transfer money-Economy and ExpressPromotional exchange rate for first-time users InstaremBased in Singapore, Instarem provides instance remittance at low cost and zero exchange rate margins. There are no hidden charges. It is one of the cheapest options to send money to the Philippines from the US.Instarem is especially ideal for small transfers. The cash payout option is available in over 21,000 locations across the Philippines with partners such as Palawan Pawnshops, Cebuana, M Lhuillier, LBC, and BDO.As a first-time user, you will be rewarded InstaPoints, which you can use as discounts for later transactions.Features:Check Exchange ratesLow transfer feesNo hidden chargesZero-margin exchange ratesMultiple payments and pay-out options via card, bank account, and cashTrack your transfersSame-day or next-business-day deliveryGet discounts, first transfer bonus, and referral bonus PangeaPangea is an online remittance service provider based in Chicago facilitating easy, secure, fast, and cost-effective international money transfers. You can send money to the Philippines in seconds. You have the option to send money to a bank account directly, and debit card or opt for cash pick-up.Pangea has an extensive cash pickup network in the Philippines including Cebuana Lhuillier, Banco de Oro, M Lhuillier, and more. They have partnered with Cebuana Lhuillier to build Quikz, a money transfer app that will transfer money to the Philippines from the U.S.Features:Fixed transfer fees with competitive exchange ratesNo hidden costsEarn cash through the referral programDiscount rate on your first transferReal-time trackingTransfers completed in less than 30 secs or 24 hoursTransfer amount $20-$2,999Top-rated international money transfer serviceSend money from the US to 25 countries from their appConclusionLike any purchase when you have multiple options to send money, you should compare the money transfer companies and the USD to PHP exchange rate offered by them.CompareRemit App will help you compare seamlessly the top money transfer companies's apps. You will be able to see the exchange rates, fees, transfer speed, and more. The app can be downloaded for free from the App Store and Google Play.The app is linked to top money transfer apps, enabling users to be redirected to their chosen money transfer app and make a transfer without any difficulty.Send money to the Philippines with ease by using our online comparison tool to compare providers and get the best exchange rates, lowest fees, and quickest turnaround times!