Ria Money Transfer, headquartered in California, United States, is one of the largest global money transfer companies in the world.
Founded in 1987 and now owned by Euronet Worldwide, Inc., a leading electronic payments provider. While Euronet Worldwide is well known for providing electronic payments for banks, retailers, service providers, and individual consumers, Ria Money Transfer offers a wide range of transfer and payment services which include bill payment, mobile top-ups, prepaid debit cards, money orders, and check to cash.
Ria is among the three primary business segments of Euronet Worldwide. The other two business segments are Electronic Financial Transactions (EFT) and Prepaid (ePay).
How do I send money internationally online via Ria?
For the online option of Ria Money Transfer, all you need is an internet connection, a computer, or a mobile device. Users can follow these steps in order to transfer funds through Ria Financial:
When you select the destination country on Ria Money Transfer's web source, you will see the current exchange rate and money transfer fees through a popular feature called the price calculator. If you would like to compare multiple money transfer service providers side-by-side, use the CompareRemit comparison portal.
You can also use the Ria money transfer tracking tool that is Track a Transfer, to check your transfer at any time by entering your Order Number, PIN, or reference number that is provided on your confirmation email.
Transfer Fees and Exchange Rates
Ria has competitive exchange rates compared to high street banks. Ria fees depend on the foreign currency, the amount you are sending, the payment method, and the country of the recipient. For instance, the rates are different between the online and physical agent location for transferring the same value of money. Compare Ria's exchange rates and transfer fees with other international money transfer service providers on CompareRemit.
Ria money transfer limits may vary based on a number of factors such as the location of the sender and the recipient, receiving country's limits, the type of service, payment method, and agent location limits. Normally, users can send money a maximum amount of 2,999 USD per day. And the maximum amount for 30 days is 7,999 USD.
If you want to send money above the limits, you can go to one of their agent locations. You will need to provide additional information including an ID and other necessary documentation. This requirement helps in ensuring a safe and secure transfer per AML (Anti Money Laundering) guidelines.
Ria provides fast money transfers through multiple payments and payout options. You can even set up your money transfer online through its website or mobile app and pay with cash at a local 7-Eleven convenience store or Walmart. Here are some of the ways you can pay for your international money transfer through Ria:
Bank account - If you pay your transfer using a bank account it may take up to 4 business days for the money to arrive but it is the least expensive option. For bank-to-bank transfer, there is a bank account confirmation process that you will need to provide your routing and bank account number.
Credit card - If you pay your transfer using a credit card then, it may require to charge you a fee but the money usually arrives within 15 minutes. Some of the credit card company may charge you a cash advance fee. You can contact your credit card issuer to know about the detail of the cash advance fee.
Debit card - If you pay your transfer using a debit card then, it may require to charge you a fee but the money usually arrives within 15 minutes.
Cash - Cash payment option is available in physical stores. Ria tracking tool i.e. Find a Location or Ria near me can be used to find any of their location closest to you.
For payouts, beneficiaries can receive money in various ways depending on which country they are and the level of connectivity. If there are no Ria Money Transfer agents near the recipients to pick up the money for Cash Pickup, recipients can opt for a courier delivery option.
Ria Mobile App
Ria Money transfer App is featured on CompareRemit's best money transfer app series for its speed.
The app features available on both Google Play and Apple Store are below:
Is Ria safe?
Yes, Ria is a regulatory compliant service provider to send money overseas. Beyond being Extended Validation SSL certified, it is an accredited business with a rating of A+ by a Better Business Bureau.
Identification verification Identity verification: Ria uses sophisticated modeling that allows us to spot suspicious transactions long before any harm can be done.
Team of security experts: Works around the clock 24/7 365 days a year to monitor unusual behavior.
Payment information protection: Ria never stores your credit or debit card information on our servers. That means your card information can never be compromised in their system.
Rewards and offers
Ria does not offer Reward cards yet. From time to time, Ria may offer Amazon gift cards or similar rewards when you use their services for the first time or for a referral. Ria rewards their existing users with a $20 gift card when the friends and family they have referred completes their first paid money transfer.
They also run offers during a festive season like Diwali or Mother's day. Follow us on Twitter @CompareRemit and never miss out on another offer.
Ria Money Transfer has over 3000 reviews on Trustpilot. Most reviews rated great to excellent. You can call the following phone numbers if you want to reach their customer support Â 1-877-443-1399 and 1-800-343-3831 for agent support. Or reach out to them on their social media platforms
In conclusion, Ria money transfer is one of the top money transfer companies in the world, second to Western Union Money Transfer. It was first started as a store providing money transfer service in New York City. After the few years of their initial start, their service had expanded to European countries. In the span of the last three decades, Ria's financial service has expanded quickly to a worldwide network of 397,000 locations in 160 countries. One of the biggest competitive advantages of Ria over other money transfer companies is the convenience and accessibility offered through their wide network, especially in remote areas.
For many immigrants or individuals supporting their families in the Philippines, understanding the fluctuations in USD to PHP exchange rates is very tricky. Navigating the intricacies of these rates involves examining a spectrum of economic, political, and social factors.CompareRemit is here to make life easier for you, so you can make the best decision with little to no hassle on your part. In this guide, we'll unravel the complexities surrounding USD to PHP exchange rates, providing valuable insights to empower you in making informed decisions for your money transfers.Interest Rates: The Currency Tug-of-WarOne of the primary factors that influence exchange rates is interest rates. When the U.S. Federal Reserve adjusts interest rates, it sends ripples through the currency market. Generally, higher interest rates attract foreign investment, strengthening the USD against the PHP. For individuals, keeping an eye on interest rate differentials between the U.S. and the Philippines can offer insights into potential shifts in exchange rates.Inflation: The Balancing ActInflation, the rise in the price of goods and services, plays a pivotal role in currency valuation. Countries experiencing lower inflation rates often witness an appreciation in their currency. Comparing inflation rates between the U.S. and the Philippines allows you to gauge the potential strength of the USD. A lower inflation rate in the U.S. compared to the Philippines may contribute to a stronger USD.Government Policies: Shaping Economic StabilityGovernment decisions and economic policies, both domestic and international, have large impacts on exchange rates. Policies promoting economic stability, prudent fiscal management, and sound monetary measures contribute to a stronger currency. Staying informed about the policies of both the U.S. and the Philippines will allow you to gain an understanding of the economic health and help predict dips and rises in exchange rates. Trade Balances: A Global PerspectiveThe dynamics of global trade, including exports and imports, definitely impact currency values. A country with a trade surplus, exporting more than it imports, may see a stronger currency. It might be very tedious to stay up to date with trade imbalances between the U.S. and the Philippines, but doing so can serve as an indicator of potential exchange rate movements.Historical Data: Patterns and PredictionsAnalyzing historical USD to PHP exchange rate trends can reveal patterns and provide insights. While past performance doesn't guarantee future results, understanding how rates responded to similar economic, political, or social events can guide your decisions. Historical data offers a valuable tool for predicting potential movements in exchange rates.Practical Tips for Informed Money TransfersStay Informed: Regularly follow financial news and updates from both the U.S. and the Philippines to understand the broader economic context. Regularly read our blogs to stay up to date with all the major money transfer news. Utilize Reliable Tools: Use CompareRemit’s online comparison tool and email alerts to track real-time exchange rates, ensuring you get the best value for your money transfers.Seek Professional Advice: Consulting financial experts or using professional services can provide personalized insights tailored to your specific situation, enhancing your decision-making process.In conclusion, comprehending the factors influencing USD to PHP exchange rates empowers you to make informed decisions when sending money to the Philippines. By staying attuned to economic indicators, leveraging historical data, and adopting a proactive approach, you optimize your money transfers, securing a more stable financial future for your loved ones.
Sending money internationally is now easier than ever with the right service provider. PassTo is a convenient option for individuals in the UK who want to transfer money from GBP to INR and support their loved ones in India. In this article, we will guide you through the simple and efficient process of using PassTo for your international money transfer needs.Why Should You Choose PassTo?When it comes to international money transfers, PassTo is the clear choice for users in the UK. With their reliable and secure platform, PassTo ensures that your funds are transferred safely and efficiently.Here are some of the reasons why PassTo should be your top choice when sending money abroad:The first transfer is freeSpecial welcome exchange rates for new usersSend money to over 70 countries worldwide from the UKTransfer money in as little as a few minutes or same day/next business dayExcellent customer service via email, phone, or in-App chatSend up to £3,000 per day to most of our countriesSet up an account in just 2 minutesEarn a £50 gift through our rewards program when you invite 3 friends to make their first transfer of at least £200 eachPassTo is authorized and regulated by the FCANow that you understand why PassTo is the preferred option for sending money abroad, let's dive into the straightforward steps involved in initiating your first transfer from the UK to India.How to Send Money from the UK to India with PassToIn just a few simple steps, you'll be well on your way to sending money from the UK to India in no time. Step 1: Create an Account with PassToTo get started, visit the PassTo website (https://passto.co.uk) or download the PassTo mobile application from here and sign up for an account. Provide the necessary details and complete the registration process. Once your account is created, you'll gain access to PassTo's features and services.Step 2: Verify Your IdentityAs with any reputable money transfer service, PassTo requires you to verify your identity to comply with regulatory requirements. This step typically involves submitting valid identification documents, such as your passport or driver's license, and proof of address.Step 3: Choose a Payment MethodOnce you have successfully registered, you can proceed to choose a payment method from the options provided. PassTo allows you to select either your bank account, credit card, or debit card as the source of funds for the transfer.Step 4: Add a RecipientAfter verifying your identity, you can add a recipient to whom you wish to send money. Provide the recipient's details, including their full name, contact information, and bank account details in India and the details will be saved for future transfers . You also have the flexibility to choose how the recipient will receive the money. PassTo offers three options: bank deposit, mobile wallet credit, or cash pickup. You can select the most convenient option for your recipient.Step 5: Choose the Transfer Amount and CurrencySpecify the amount you wish to send in GBP and select the desired currency as INR. PassTo will display the current exchange rate and any applicable fees associated with the transfer. Take note of the exchange rate as it will impact the final amount your recipient will receive in Indian Rupees.Step 6: Review and ConfirmCarefully review all the details of the transfer, including the recipient's information, transfer amount, exchange rate, and fees. Double-check for any errors or discrepancies. If everything is accurate, proceed to confirm the transfer.Step 7: Track the TransferThroughout the process, PassTo keeps you informed and updated on the status of your transaction. You can conveniently track the progress of your transfer within the app itself or receive push notifications, ensuring that you are always aware of where the money is going and how long it is expected to take to reach its destination.Step 8: Money Delivered to the RecipientOnce PassTo processes the transfer, the money will be delivered to the recipient's bank account in India. The time it takes for the funds to reach the recipient may vary, but PassTo strives to offer quick and reliable transfers. It often can be delivered in as little as a few minutes!Sending money from GBP to INR can be a hassle-free experience with PassTo. By following the steps outlined above, you can take advantage of PassTo's user-friendly platform and robust services to securely transfer funds to India. With PassTo, you can ensure that your money reaches your loved ones in India conveniently and efficiently.
As you may already know, there are different ways to send money to the Philippines. The number of options can sometimes be overwhelming. Additionally, sending money abroad traditionally rely on intermediaries and typically charges high transfer fees. There are ways to overcome these obstacles.One of the popular ways to send money to the Philippines is the use of mobile money transfer apps. Money transfer apps have grown in popularity in recent years. Mobile payments have become the norm for paying for almost anything quickly, and securely simply by picking up a smartphone. You can transfer money abroad easily, and painlessly.There are plenty of reasons to switch to a money transfer app—speed, convenience, efficiency, security, ease, and cost to name a few. The best services offer reasonable rates that are well worth the convenience they provide.If you are looking for top mobile payment apps to send money to the Philippines, we've got you covered. In this blog, we list our top picks when it comes to mobile apps for sending money abroad.Checklist to Send Money to the PhilippinesBefore you make your transfer, here is the checklist to ensure you are choosing the best way to send your money to your loved ones in the Philippines. The best way will depend on various factors.Payment method: How do you want the pay for your transfer? You will find several options which include bank account, credit card, debit card, cash, and mobile money based on your transfer provider.Delivery method: How your recipient wants to receive the money? Different providers will offer different payout methods. For example, direct deposit to your recipient's bank account, cash pickup, mobile wallet, home delivery, etc.Transfer Speed: How urgent is your money transfer? Banks are typically slower than money transfer specialists. Different payment methods can also influence the transfer speed.Transfer Fee: Fees will differ on the payment and delivery methods. Faster delivery generally costs more than slower ones. Money transfer companies are cheaper than traditional bank transfers.Exchange Rates: Higher exchange rate mean your recipient receives more money. Since the exchange rate varies by transfer companies, comparing them and shopping around can get you the best deal when sending money to the Philippines.Security: All transfer providers are financially regulated in the countries they operate and are authorized to carry out the transactions so your money is safe. Do pick a well-rated provider to give your the confidence of secure transfer.Steps to Send Money Abroad with a Money Transfer AppDownload the money transfer app from Google Play Store, or the App StoreSign up using your email, Google, or Facebook accountFill in your detailsVerify your accountChoose the currency you want to sendEnter the transfer amountCheck the exchange rates and the feesAdd the recipient's detailsChoose the delivery methodPay for your transferPress SendTrack your transferMobile Apps Offering Money Transfers to the PhilippinesPomeloPomelo is a free app and credit card that uses international credit card networks to let you send money from the US to the Philippines. Instead of sending cash, you can simply send a Pamelo card to your loved ones that they can use at any time, anywhere Mastercard is accepted. And you pay off the card's balance monthly. This also builds their credit score.The Pomelo Card is issued by Coastal Community Bank in Washington state under the authority of Mastercard International. Your beneficiary will get the card in just 10 days or less.To be eligible, applicants must be at least 18 years old and have a valid Social Security number, which necessitates having a work permit or being a lawful permanent resident.FeaturesZero transfer feesNo waiting for money to arriveEasy trackingNo standing in a long queueNo unsafe cash pickupsPay it later!The best part is since Pomelo makes money from merchants where the card is used, you get very competitive USD to PHP exchange rates. For Filipinos living in the US, the Pomelo app and card might be the cheapest money transfer provider to send money to the Philippines.WiseWise is an online money transfer company designed for global lifestyles. Dubbed the most international money transfer app, you can hold 50 and above currencies in your Wise account and convert from one currency to another at a low fee.Wise allows you to send money from 59 countries to over 80 countries with no hidden fees and no exchange rate markups to a bank account in the recipient's country. You get multiple payment options when sending money to the Philippines.Features:Cheaper and faster international transfersLow fees and real-exchange ratesAbility to check exchange ratesNo hidden fees & exchange rate markupsSet up exchange rates alertsRepeat previous transfers with no hassleFund your transfers with Apple Pay or Google PayEasy tracking of each step of the transfer XE Money TransferXE is part of the Euronet Worldwide family, one of the largest money transfer businesses in the world which claimed to have processed over $115 billion worth of international money transfers in 2022. Sending money to a bank account abroad is easy with XE because of their transparent rates and user-friendly platform.The XE Currency App offers every feature you need for international money transfers. It is easy, and safe and fees are upfront. It may take 1-4 working days for the money to arrive in the Philippines, however, many transfers arrive sooner.You can also send money to mobile wallets in the Philippines with Coins.ph, GCash, GrabPay, PayMaya.Features:Check live exchange rates in the Currency ConverterSend money in 65 currencies to over 170 countriesMonitor up to 10 currencies of your choiceGet the send rate before you make the transferTrack your money transferHistorical charts for any currency pair in the worldCustomize your currency list to your prioritiesSet rate alerts and receive notifications RemitlyBased in Seattle, Remitly is a money transfer company that focuses on delivering inexpensive, fast, and efficient international money transfers. You can choose to send money from 150+ countries and send across 75+ currencies.Remitly offers a money-back guarantee if you're not completely satisfied. This implies that if you decide to cancel your transaction before it is complete, you will receive a full refund of your money. Remitly will fully reimburse your money if the transaction has already been made but you are still dissatisfied.Funding your transfer can be done via bank transfer, debit, or credit card. And your beneficiary has chosen different delivery methods including direct transfer to a bank account, cash pickup, mobile wallets, or home delivery.Features:User-friendly appSend money to trusted banks in the Philippines such as BDO, BPI, Metrobank & moreUse mobile wallet options such as GCash, PayMaya & Coins.phTransparent feesTwo modes to transfer money-Economy and ExpressPromotional exchange rate for first-time users InstaremBased in Singapore, Instarem provides instance remittance at low cost and zero exchange rate margins. There are no hidden charges. It is one of the cheapest options to send money to the Philippines from the US.Instarem is especially ideal for small transfers. The cash payout option is available in over 21,000 locations across the Philippines with partners such as Palawan Pawnshops, Cebuana, M Lhuillier, LBC, and BDO.As a first-time user, you will be rewarded InstaPoints, which you can use as discounts for later transactions.Features:Check Exchange ratesLow transfer feesNo hidden chargesZero-margin exchange ratesMultiple payments and pay-out options via card, bank account, and cashTrack your transfersSame-day or next-business-day deliveryGet discounts, first transfer bonus, and referral bonus PangeaPangea is an online remittance service provider based in Chicago facilitating easy, secure, fast, and cost-effective international money transfers. You can send money to the Philippines in seconds. You have the option to send money to a bank account directly, and debit card or opt for cash pick-up.Pangea has an extensive cash pickup network in the Philippines including Cebuana Lhuillier, Banco de Oro, M Lhuillier, and more. They have partnered with Cebuana Lhuillier to build Quikz, a money transfer app that will transfer money to the Philippines from the U.S.Features:Fixed transfer fees with competitive exchange ratesNo hidden costsEarn cash through the referral programDiscount rate on your first transferReal-time trackingTransfers completed in less than 30 secs or 24 hoursTransfer amount $20-$2,999Top-rated international money transfer serviceSend money from the US to 25 countries from their appConclusionLike any purchase when you have multiple options to send money, you should compare the money transfer companies and the USD to PHP exchange rate offered by them.CompareRemit App will help you compare seamlessly the top money transfer companies's apps. You will be able to see the exchange rates, fees, transfer speed, and more. The app can be downloaded for free from the App Store and Google Play.The app is linked to top money transfer apps, enabling users to be redirected to their chosen money transfer app and make a transfer without any difficulty.Send money to the Philippines with ease by using our online comparison tool to compare providers and get the best exchange rates, lowest fees, and quickest turnaround times!