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Ria Money Transfer: Review & Comprehensive Guide

Updated on October 22, 2023 09:36 pm
Ria Guide

There are so many amazing remittance services out on the market today. But it is not always easy to find the one that is best for you. The need for efficient and secure international money transfer services has never been greater. Ria Money Transfer, a well-established player in the financial services industry, offers a reliable solution for sending money across borders. 

In this comprehensive review and guide, we will delve into the details of Ria Money Transfer, examining its costs, speed, safety, and the steps involved in making a transfer. By the end of this article, you'll have a clear understanding of whether Ria financial services is the right choice for your international money transfer needs.

What is Ria Money Transfer?

Ria Money Transfer is a global remittance service with a presence in over 160 countries. It distinguishes itself by offering a combination of competitive exchange rates and low transfer fees. What sets Ria apart from the competition is its extensive network of cash pickup locations, making it accessible to individuals who prefer to send or receive money in a physical location, rather than through online banking. Ria's commitment to customer satisfaction is evident through its user-friendly platform and customer support available via phone and email.

You can access Ria money transfer services through the Ria money transfer app or the Ria money transfer website. 

As mentioned above, Ria proudly services over 160 countries. Here is a list of just some of the Ria Money Transfer location countries: 

  • Australia
  • Bangladesh
  • Canada
  • China
  • Colombia 
  • Dominican Republic
  • France
  • Germany
  • India
  • Italy
  • Japan
  • Mexico 
  • Pakistan
  • Philippines
  • Spain
  • Sri Lanka
  • United Kingdom
  • United States
  • Vietnam
  • And more. . . 

To view a complete list of countries that Ria serves, navigate to the home page. There you will find the money transfer calculation tool. Select the drop down menu for the receiving country and you will be shown all the countries you can send money to! 

How Much Does Ria Money Transfer Cost? 

The cost of using Ria Money Transfer depends on various factors, including the amount you want to send, the destination country, and the method of payment. 

In order to get an accurate estimate of your transfer fees before you commit to the process of making a login, navigate to the same money transfer tool we showed earlier. Enter the country you are transferring from, the country you want to send money to, your payment method, your recipient’s pickup method, and how much money you want to transfer. Once you enter those details, you will be given a breakdown of your transfer fees. 

At the time of writing this article, Ria is currently offering a special money transfer promotion. You will get a $0 transfer fee on your first transfer! 

Generally, Ria's fees are reasonable, particularly for smaller transfers. For larger transactions, the percentage-based fees might result in higher costs, but it's essential to compare them with other transfer services for context. Ria's transparent fee structure ensures that you're aware of the costs upfront, so there are no hidden surprises.

How Much Money Can I Send Using Ria? 

For the safety of your information and your money, Ria Money Transfer limit how much you can send. You limits are dependent on your location and your recipient’s location. Unfortunately, there is no way to change these limits. 

[From Ria Money Transfer Help Center] 

Ways to Send Money with Ria Money Transfer

Ria offers multiple ways to transfer money to their list of 165+ countries. You can send money online through the Ria website. Ria also allows you to send money from the convenience of their Ria Money Transfer app. Finally, you can also transfer money from one of Ria Money Transfer’s physical locations. 

Ria Walmart to Walmart Transfer

Ria and Walmart have teamed up to give you the most convenient way to transfer money to your loved ones. Simply visit a Walmart location near you and choose Ria to send money the way you want. You can even track your transfer through this option! 

Ways to Receive Money with Ria Money Transfer

With so many options of receiving money, you might be wondering: How can I receive money from Ria?

Ria offers multiple ways to receive money. You can receive money through cash pick-up from one of Ria’s many physical locations. Ria also has the option of sending and receiving money through bank transfers; you can receive your money straight from your bank. Finally, you can also transfer money to and from an e-wallet. 

How Long Does Ria Take to Send Money? 

Ria Money Transfer Service is renowned for its speed and efficiency. Most transactions are processed within minutes to hours, depending on the recipient's location and the chosen delivery method. This quick turnaround time makes Ria an ideal choice for urgent financial needs, ensuring that funds reach the intended recipient promptly.

Your transfer speed is dependent on how quick your payment for the transfer goes through. The fastest payment method is paying through debit card. 

Is Ria Money Transfer Safe? 

Ria prioritizes the safety and security of its users' transactions. The company employs advanced encryption technologies and adheres to strict regulatory standards to safeguard user data and financial information. Additionally, Ria’s extensive global network is built on trusted partnerships, ensuring that funds are delivered securely to recipients worldwide.

How to Send Money with Ria Online? 

Now for the biggest question you must have: how does Ria work?

Transferring money with Ria is a straightforward process. Users can initiate transfers online through Ria’s user-friendly website or mobile app. The process involves entering the recipient’s details, selecting the desired delivery method (cash pickup, bank deposit, or home delivery), and choosing the payment method. Ria accepts various payment options, including credit/debit cards and bank transfers, making it convenient for users to fund their transactions. Here's a step-by-step guide:

  1. Create an Account: Start by signing up for a Ria account on their website or mobile app.
  2. Choose a Recipient: Provide the recipient's details, including their name, contact information, and the destination country.
  3. Select Transfer Details: Specify the amount you want to send, the delivery method (cash pickup or bank deposit), and payment method (credit card, debit card, or bank transfer).
  4. Review and Confirm: Double-check all the information for accuracy and confirm the transfer.
  5. Payment: Pay for the transfer through your chosen method.
  6. Tracking: You'll receive a confirmation email with a tracking number to monitor the progress of your transfer.
  7. Recipient Pickup: The recipient can collect the funds at a Ria agent location or through a bank deposit, depending on your selection.

Ria provides a tracking feature that allows you to monitor the status of your transfer in real-time either from the Ria app or your online login. You'll receive notifications when the money is sent and when it's received by the recipient.

How to Contact Ria? 

Ria offers various ways to contact Ria customer service for assistance or inquiries.

Ria has a comprehensive help center/FAQ section on their website. This resource can provide answers to many common questions and guide you through various aspects of using their service.

Still need help with Ria? Go into the Help Center and select the category you need help in. Depending on the question, you will be guided to an email or a phone number you can contact. 

Pros of Ria Money Transfer

Based on our research of customer reviews and comparison to other remittance providers, the pros of the Ria money transfer service are:

  • Global Reach: Ria’s vast network ensures that users can send and receive money in numerous countries.
  • Affordability: Competitive exchange rates and low transaction fees make Ria a cost-effective choice.
  • Speed: Many transactions are processed within minutes, providing quick access to funds for recipients.
  • Transparency: Real-time exchange rates and detailed tracking options enhance transparency for users.
  • Security: Ria’s adherence to rigorous security protocols instills confidence in users regarding the safety of their transactions.
  • Transparent Money Transfer Calculation Tool: As mentioned throughout this review, you can find a transfer calculation tool on the homepage. After entering a few details of your transfer, you will find a breakdown of what your transfer will look like. Here you can find out your Ria Money Transfer rate and fee. 

Cons of Ria Money Transfer

Based on our research of customer reviews and comparison to other remittance providers, the cons of the Ria service are:

  • Not Ideal for Small Transactions: While Ria can offer significant cost savings for larger transfers, it may not be the most economical choice for very small transactions due to the fixed fees.
  • Variable Transfer Fees: While Ria generally offers competitive fees, the exact cost of a transfer can vary based on factors such as the sending and receiving countries, the transfer amount, and the chosen delivery method. Users might need to calculate the specific fees for their transactions.
  • Exchange Rate Fluctuations: Like all currency exchange services, Ria's exchange rates can be subject to fluctuations in the global market, potentially affecting the final amount received by the recipient.
  • Limited Online Customer Support: Some users have reported challenges with online customer support, citing longer response times or limited availability compared to certain other service providers.

Ria Money Transfer Service: Best Feature

Ria Money Transfer's standout feature undoubtedly lies in its innovative partnership with Walmart, a collaboration that reshapes the landscape of international money transfers. Through the Ria Walmart 2 Walmart service, customers gain unparalleled accessibility and convenience. By leveraging Walmart's extensive network of stores across the United States, Ria enables users to send and receive money swiftly and securely, with the option for in-person transactions. This strategic alliance not only enhances the speed and ease of the process but also instills confidence in users, knowing they can conveniently manage their remittances at a nearby Walmart location. For anyone seeking a reliable and accessible money transfer solution, this unique partnership makes Ria Money Transfer a top choice. 

Ria Money Transfer Service Alternatives

If you’re looking for an alternative to Ria’s remittance service, here are some top remittance providers we recommend that offers low fees, excellent exchange rates, and are easy to use: 

Ria Reviews

Need more assurance about Ria? Let’s see what users of Ria have to say. Sourced from multiple platforms, customer reviews of Ria are: 

Ria scores an “Excellent” rating on TrustPilot with a TrustScore of 4.4 out of 5. 

I’m happy to know that the transfer is safe and secured. Especially when it’s over a large amount to transfer, sending the alert that a large amount is requested. It’s a very simple process to access through credit card app and it’s an instant transfer. No complications, No complaints. Thank You Ria!” - E Castiano on TrustPilot

This service is needed and convenient because I do transfers in my office. It is difficult to send money via mobile to Cameroon. The money is sent, but hard to retrieve. Ghana is wonderful and free.” - Bhati on TrustPilot

Negative reviews pertain to issues with Ria Money Transfer not having a customer support number to call for most concerns and transfer delays. 

To see even more trusted reviews from users of Ria, check out CompareRemit’s review page.  

Do We Recommend Ria?

Ria Money Transfer stands out as a reliable, affordable, and secure solution for international remittances. With its extensive global network, competitive pricing, swift transfer times, and robust security measures, Ria ensures a seamless experience for users around the world. Whether you're supporting family members overseas or conducting business transactions internationally, Ria Money Transfer offers a trusted platform to meet your financial needs. Choose Ria for your next money transfer and experience the convenience of sending money globally with confidence.

We invite you to compare remittance providers using CompareRemit’s comparison tool today to find the best rates, lowest fees, and fastest turnaround times for your specific destination and transfer amount.

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You may have to pay a fee for the replacement card.Pros and Cons of PaycardsProsA win-win situation for unbanked employees and their employers.Green alternative to paper checks.Immediate payment to employees.No hassle of cashing a paycheck.No monthly or maintenance fees.Added security when assessing their funds (paycards require a PIN).Employees can report to the issuer if funds are used unauthorized.Paycards can be reloaded during each payday, saving money on issuing paper checks.Added efficiency for the employer as the employer would not have to physically present or mail paychecks to unbanked employees.ConsEmployees may incur fees for several reasons. Be aware of such potential fees.Employers have certain responsibilities to educate employees about the usage of paycards.Limited range of services and flexibility in managing your funds compared to bank accounts and other prepaid cards.The best paycards programs are easy to set up, have lower fees, quick access to funds, and provide a range of benefits such as cashback and discounts. We have made a list of popular paycards providers for businesses:Wisely Paycard by ADPOnline portal and mobile appCompatible with Apple Pay, Samsung Pay, and Google PayZero cost sign upNo hidden feesNo credit checkNo overdraft feeZero cost direct deposit of pay and other sources of income (including government benefits)Accepted wherever Visa is acceptedKeep track of spending and account balances 24/7 on the appGet cash back at major retailersSurcharge-free ATM withdrawalsFDIC insuredSecurity features include instant card lock, purchase protection, and travel alert notificationsRapid PaycardDirect Deposit onto rapid paycardLoad funds from approved checks with Ingo Money mobile appsNo fee for cashing paycheck24/7 account access with rapid! Access mobile appNo credit checkCan be used at ATMs, merchants worldwide, wherever Debit Mastercard or Visa debit cards are acceptedPay bills and make purchasesBook airline and hotel reservations onlineEarn interest on savings accountGet cash back rewardsFDIC insuredMoney protected with Zero Fraud LiabilityKittrell PaycardNo fees to use (there are fees for certain situations)Fee-free ATM network with MoneyPassWebsite and Kittreall AppGet real-time alerts and push notificationsCash back at point-of-sale terminals2-way texting to manage your card and accountCompatible with Apple Wallet, Google Pay, Samsung PayEasy portability (Get direct deposit of stimulus checks, tax refund, benefits)Freeze or unfreeze card on-demandSkylight PaycardZero sign up feeNo credit checkNo minimum balance Personalized your card with a family photo or unique imageManage money anywhere on Mobile AppDirect deposit your government benefits, tax refundsUse anywhere where Visa Debit & Debit Mastercard are acceptedFDIC insuredZero liability protectionPay bills onlineEarn interest on savings accountEarn cash back with Payback RewardsSend money to or receive money from friends and family with Netspend cardsSet text alerts about transactionsRefer a friend and boost your card balanceSkylight overdraft limit is $100 & 3 times/ monthConclusionOverall, paycards can be convenient and cost-effective for employees and employees when compared to paychecks or for those employees with no bank account. And the paycard fees are becoming more transparent and competitive.While paycards can be challenging at times, especially when you are employed in multiple jobs and have a separate paycard with each employer, your funds are scattered in multiple cards so it becomes difficult to manage your finances. Some may prefer to put all their money in one place, like a checking account.However, if you can't open a bank account, a paycard is a great option to get paid. Read the fine prints before signing up for a paycard and know the potential fees that come with it.

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